Penny - AI Expense Tracker

AI Expense Tracker for Canada

Free · Designed for iPad. Not verified for macOS.

Penny is your AI-powered expense tracker built specifically for self-incorporated software professionals in Canada. Snap a receipt or describe an expense in plain language — Penny's AI instantly categorizes it using official CRA T2125 tax categories, so you're always tax-ready. KEY FEATURES AI Expense Tracking • Describe expenses naturally: "Lunch at Tim Hortons $14.50" • Snap receipt photos — AI extracts vendor, amount, date, and category • Powered by Google Gemini for accurate, instant analysis Smart Budgets • Set monthly limits per category with real-time progress tracking • Visual progress rings and status badges (Safe, Warning, Critical) • Get alerts before you overspend Canadian Tax Categories • All 38 CRA T2125 categories built in • General business, home office, and vehicle expenses • Tax-ready categorization from day one Group Expenses • Create groups for family, business, or projects • Role-based permissions (owner, admin, member, viewer) • Expense approval workflows for teams Income & Savings • Track multiple income sources with frequency calculations • Set savings goals with progress tracking and priorities • Monthly contribution targets and on-track indicators Dashboard & Insights • Visual spending breakdown by category • Cash flow chart (income vs expenses) • Period comparison and trend analysis • Natural language search across all expenses Security & Privacy • Face ID / Touch ID biometric login • Firebase Authentication with encrypted data • Your financial data stays private Built with Flutter for a premium, native iOS experience.

Ratings & Reviews

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Android and iOS validation updates with improved modal dismissal, guest sign-up routing, notification actions, group refresh behavior, and export/share feedback.

Version 2.3.5

The developer, Sarath Francis, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Sarath Francis
    Size
    • 68.2 MB
    Category
    • Finance
    Compatibility
    Requires iOS 13.0 or later.
    • iPhone
      Requires iOS 13.0 or later.
    • iPad
      Requires iPadOS 13.0 or later.
    • iPod touch
      Requires iOS 13.0 or later.
    • Mac
      Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © Sarath Francis
  • Developer Website
  • Privacy Policy

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