No bank login needed. Track spending, detect anomalies, forecast cash flow, and manage budgets — all powered by on-device AI. Your data never leaves your phone.
Your money. Your device. Nobody else's business.
TrackSmart is the budgeting app that never asks for your bank login. No account linking, no third-party data brokers, no servers holding your financial life. Your data stays on your device and in your own iCloud.
PRIVATE BY ARCHITECTURE, NOT BY PROMISE
• No bank credentials required — ever
• No account, no email, no sign-up
• Your data lives on-device and in your private iCloud
• On-device AI: your transactions are never sent to the cloud
ON-DEVICE AI THAT UNDERSTANDS YOUR MONEY
Powered by Apple Intelligence, TrackSmart generates plain-language summaries of your spending — what changed, what's unusual, and what deserves your attention — entirely on your device.
• AI spending summaries generated locally, never in the cloud
(AI summaries require a device with Apple Intelligence.)
INSIGHTS DEEPER THAN A PIE CHART
• Cash-flow forecast — see where you're headed, not just where you've been
• Spending breakdowns by category, merchant, and trend
• Automatic subscription detection — catch the charges you forgot about
• Unusual-spending alerts and net-worth tracking
BUDGETS & GOALS THAT STICK
• Monthly and category budgets with clear progress
• Savings goals you can actually watch grow
• Recurring transactions and smart categorization rules
IMPORT WITHOUT LINKING
• Import transactions straight from PDF statements — no Plaid, no bank connection
• Export polished PDF reports for taxes or your own records
LIVES ON YOUR HOME SCREEN
Five widgets — Spending Summary, Budget Progress, Cash Flow, Net Worth, and Quick Add — keep your money one glance away.
AVAILABLE IN ENGLISH AND SPANISH
TrackSmart is fully localized — every screen, every insight.
START FREE
Track multiple accounts, budgets, goals, and tags at no cost. Upgrade to Pro for unlimited everything, advanced insights, PDF import/export, and on-device AI spending summaries.
Not sure yet? Turn on Demo Mode in Settings to explore the entire app with realistic sample data — no signup, and your own data stays untouched.
No bank login. No cloud. No catch. Just your money, finally private.
Easy to use, extremely user friendly, and very customizable . I like the demo mode because of the fact that I do not need to upload my personal bank account into the app. I would highly recommend the app to anyone who is looking forward to have a better control of their finances.
Developer Response
Thanks for the kind words! Keeping your finances private without requiring bank logins is exactly what TrackSmart was built for. Glad you're enjoying it!
Amazing expense tracker app
azul198
This expense tracker app is simple, fast, and genuinely useful. It makes logging expenses effortless and turns your spending into clear, easy-to-understand insights. The clean design and smart features help you stay on top of your finances without feeling overwhelmed. A great choice for anyone who wants better control of their money.
Developer Response
Really appreciate this! "Simple and fast" is exactly what we aim for — tracking your money shouldn't feel like a chore. We're constantly working on making the app even smarter, so stay tuned. Thanks for taking the time to leave a review!
Te facilita la vida.
Mayis10.
Me encanta esta app, me facilita mantener mis finanzas al dia. Es fácil e intuitiva. Ahora hasta mis hijas la utilizan y llevan un mejor control de sus gastos.
Developer Response
¡Hola, muchas gracias por tu reseña! Me alegra mucho saber que TrackSmart les está siendo útil a ti y a tus hijas. Que toda la familia lleve un mejor control de sus finanzas es exactamente para lo que fue creada la app. Si alguna vez tienen alguna sugerencia o idea, no duden en escribirme. ¡Gracias por el apoyo!
• iCloud sync: your notification preferences and dismissed nudges now sync across all your devices. Set it once, get the same experience on iPhone, iPad and Mac.
• Polish and small fixes throughout the app.
Version 1.4
The developer, Adalberto Dominguez Segura, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Adalberto Dominguez Segura
Size
17.1 MB
Category
Finance
Compatibility
Requires iOS 18.6 or later.
iPhone Requires iOS 18.6 or later.
Mac Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
