Track income and expenses, scan receipts, and see your real cash flow - 100% private, no bank login required. Everything runs on your device.
SnapCents keeps your money and your data exactly where they belong: with you.
No bank logins. No cloud uploads. No tracking. Every receipt scan, every budget check, every AI insight runs entirely on your device. Your finances stay private because they never leave your phone.
SNAP A RECEIPT, SEE WHERE IT GOES
Point your camera at any receipt and SnapCents reads it instantly merchant, amount, date, even individual line items. It automatically suggests a category so you can move on with your day. Got a stack of old receipts? Scan them in bulk or import photos from your library.
TALK TO YOUR MONEY
Just say what you spent. Voice entry picks up the details so you can log expenses hands-free while you're driving, cooking, or walking out of a store.
TRACK INCOME, TOO
Log salary, refunds, gifts, and reimbursements alongside expenses. SnapCents shows your real cash flow what's coming in versus going out not just where money goes.
BUDGETS THAT ACTUALLY HELP
Set monthly budgets by category and see at a glance what you have left to spend today. SnapCents does the math income minus expenses minus savings goal so you always know your real number.
PERSONAL AND BUSINESS IN ONE APP
Switch between personal and business profiles to keep spending completely separate. Track business expenses and receipts for tax time without juggling two apps.
IMPORT BANK STATEMENTS
Drop in a PDF statement from your bank or credit card and SnapCents pulls out transactions automatically. No manual entry, no connecting your accounts.
ASK QUESTIONS, GET ANSWERS
Curious where your money went last month? Just ask. The built-in AI chat looks at your spending and gives you a straight answer no data leaves your device. On-device AI features require iOS 26 with Apple Intelligence.
ALSO INCLUDED
• Charts and insights - spending trends, category breakdowns, period comparisons
• Return window alerts - never miss a refund deadline
• Subscription tracking - see recurring charges in one place
• Export to PDF, Excel, or CSV - ready for tax time or your accountant
• iCloud sync - keep everything in sync across your Apple devices
• Widgets and Siri shortcuts - log expenses without opening the app
YOUR PERSONAL FINANCE COMPANION
SnapCents is a complete budgeting and money management tool designed for people who want full control over their financial life - without giving up their privacy.
STRAIGHTFORWARD PRICING
SnapCents is free to use with generous limits. When you're ready for more, go Pro monthly, yearly, or pay once and own it forever. No ads, ever.
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I like the insights the app provided that are helpful to keep me on track with my spending and I like how all my data is private and able use on my iPad and phone.
• Track income alongside expenses - salary, refunds, gifts
• Voice entry understands ordinal dates ("on the 24th") and "N days ago"
• Bug fixes and performance improvements
Version 1.0.2
The developer, Saraswathi Boggavarapu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Larger Text
Dark Interface
Reduced Motion
Information
Seller
Saraswathi Boggavarapu
Size
16.2 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
iPad Requires iPadOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.