Global Report Card A live leaderboard banner now sits above the Markets tabs at all times — showing today's top two performers and the worst mover across 18 global instruments. Tap it to open the full Report Card: NIFTY 50, NIFTY Midcap 150, S&P 500, Dow, NASDAQ, Russell, FTSE, DAX, CAC, Euro Stoxx, Nikkei, Hang Seng, Shanghai, KOSPI, ASX, Gold, Silver and Brent Crude — with period returns from 1 week to 5 years. Sort by region or flip to By Return to instantly see who led and who lagged. Search Stocks in Markets Tap the search icon at the top of the India, US, Europe or Asia Markets tab to look up any stock or index by ticker or company name. India results open the full NSE detail view with intraday chart, technicals and trading data. Global results open the detail view with price chart and period returns. Recent searches are saved so your most-visited stocks are one tap away. Analyze MF Virtual Portfolios with AI Tap the sparkles icon on any MF Virtual Portfolio to get an AI analysis of your allocation — diversification gaps, fund overlap, and what asset classes are missing. Run a simulation first for a deeper breakdown that includes CAGR, fund-level returns, and specific rebalancing suggestions. Daily SIP — Weekdays Only A new SIP frequency option — Daily (Weekdays) — executes your buy order every Monday through Friday, automatically skipping weekends and NSE trading holidays. Units are credited using that day's NAV, with no weekend remapping. Select it from the Frequency picker when creating or editing a SIP. Dollar Index in US Markets The DXY US Dollar Index now appears alongside VIX in a new Macro Indicators section on the US Markets tab — so you can track dollar strength and volatility at a glance every time you check US markets. Lifecycle Return Rate from Your Risk Profile The Lifecycle Planner now pre-fills the SIP Return Rate using your Investor Profile — Conservative gets 7.5%, Moderate 11%, Aggressive 14.5%, and so on. If you adjust the slider and it drifts from your profile's suggestion, a one-tap gold nudge appears below the slider to snap it back. Plan Your Retirement Phase from Lifecycle Scroll to the bottom of the Lifecycle Planner and tap the new "Plan your retirement phase" card to jump directly into the 3-Bucket Strategy simulator — so you can immediately plan how to structure and draw down the corpus you've just projected.

Index-Only Portfolio in Every Risk Category Each risk category in Virtual Portfolio now includes a fourth model portfolio built entirely from passive index funds — UTI Nifty 50, Motilal Oswal Nifty Midcap 150, Motilal Oswal Nifty Smallcap 250, BHARAT Bond ETF FOF and UTI Gold ETF FOF. The same Equity/Debt/Gold split as the category applies, with zero active fund picking. Backtest it against the three active variants or project forward growth — ideal for investors who prefer a low-cost passive approach.

Virtual Portfolio gets its biggest upgrade yet in v5.0. 15 Model Portfolios — Research - Virtual Portfolio now opens a gallery of 15 pre-built portfolios across all five risk categories (Conservative to Aggressive). Each uses top 4 and 5-star rated Direct Growth funds for Large Cap, Mid Cap, Small Cap, Debt and Gold slots, weighted to match the exact Equity/Debt/Gold split for that risk profile. Open any portfolio, run a backtest or projection, and compare it against your own custom build. Export as Image — Tap the menu button on any virtual portfolio and choose "Export Allocation" to share a clean fund allocation card, or "Export with Results" to share a card showing your full backtest or projection with invested amount, final value, CAGR and per-fund breakdown — ready for WhatsApp, Instagram or Notes. Risk Profile Banner — The Virtual Portfolio screen now shows your Investor Profile risk category at the top — name, icon and your Equity/Debt/Gold split at a glance. No profile yet? A prompt takes you straight to the 14-question SEBI-aligned wizard. Disclaimer — A full disclaimer sheet appears the first time you open Virtual Portfolio, confirming that backtested results are for educational purposes only and do not constitute investment advice. The full disclaimer is always accessible from the footer of the portfolio list.

Investor Profile — Answer 14 questions across 5 pages (about 3 minutes). WealthDesk scores your responses using a SEBI RIA-aligned framework and gives you a personalised risk category from Conservative to Aggressive, with a suggested Equity/Debt/Gold allocation and a realistic SIP return rate. Goal Suggestions — After completing your Investor Profile, tap "Set Up Your Goals" to see 2-3 pre-calculated goal suggestions tailored to your risk category, income, city tier and horizon. Toggle the ones you want and save them to the Goals planner in one tap.

Premium Redesign WealthDesk now features a Bloomberg-inspired dark interface with a gold accent system built for serious investors. Every screen has been refined for clarity and focus. Onboarding Refresh A cleaner, more elegant first-run experience with better typography, a streamlined setup flow, and a stronger visual identity from the very first screen. Design Polish Consistent colours, improved readability, and refined spacing throughout — from Markets and Settings to Goals and the Plan tab.

Form 16 used to be a chore. Now drop Part A, Part B and the Annexure in together — the app merges everything and parses it in one go. Your Form 16 is saved by assessment year so switching between years or clearing old records is a single tap. The PDF never leaves your phone. Your watchlist has a memory now. The moment you add a stock, that day's price is locked in as your baseline. Every row shows two numbers — how it moved today, and how it has moved since you started watching. No spreadsheet needed. Two new ready-to-use watchlists: 15 high-dividend Indian stocks with trailing yield on every row, and all four listed Indian REITs sorted by distribution yield. Find them in Research. The app now knows when markets are closed and stops refreshing for no reason. Indian stocks pause outside NSE hours, global stocks pause when major markets close, and crypto never sleeps. The header always tells you what is live right now. Every market tile — indices, stocks, currencies, crypto — now shows three clean rows: name, price, change. Consistent across every tab, nothing clipped, nothing squinting required.

Stock Alerts — Works When App is Closed Price and 52-week alerts now fire even when WealthDesk is not running. A server checks your alert conditions every minute during NSE market hours (9:00–15:45 IST, Mon–Fri) and sends a push notification the moment a condition is met — no background refresh needed, no missed alerts. Set Alerts from Stock and Index Detail Tap the bell icon in the top-right corner of any Indian stock or index detail screen to configure price, day-change or 52-week alerts — the stock is added to your watchlist automatically if it isn't there already. Manage All Alerts in One Place Settings → Preferences → Stock and Index Alerts lists every alert you have set across all watchlisted stocks and indices. Toggle any alert on or off, swipe to delete individual conditions, or tap Edit to reconfigure all alerts for a symbol. Redesigned India Markets Tab The India tab is now split into Indices and Technicals — tap the segmented control at the top to switch. The Indices grid shows every major index as a larger card with the price on the left and the points change and percentage right-aligned, so you can scan all twelve at a glance. Price Flash on Refresh Every time Markets auto-refreshes, any tile that changed price briefly flashes green if it moved up or red if it moved down. Works across India indices, Crypto, Currencies, Commodities and Global Markets tiles, and on individual Watchlist rows too. Makes it easy to spot what moved across the grid at a glance without having to read every number. 3-Bucket Strategy — Accurate Shortfall Estimate When your retirement corpus runs dry before your life expectancy, the simulator now calculates the exact additional starting amount needed using the bucket engine itself — accounting for compounding across all three buckets. The previous estimate was based on flat monthly spending and could be significantly off.

On-Device AI Analysis The Analyse with AI button now has a second mode: Ask on Device. When Apple Intelligence is available, a card appears above the cloud options and streams a private response generated entirely on iPhone — no clipboard, no app switching, no data leaving your phone. The model receives the same asset summary as the cloud option and handles follow-up questions with the full conversation context preserved. Requires iPhone 15 Pro or later. Share Your Portfolio Snapshot Tap the share icon on the Composition card in the Wealth tab to generate a clean allocation graphic. It shows your Equity, Retirement, Liquid and other splits as percentages only — no rupee values. The card includes the WealthDesk logo, an App Store callout and the Instagram handle. Safe to share to Instagram Stories, X or WhatsApp with no personal financial data exposed. 3-Bucket — Adjustable Return Rates The Cash bucket and Income bucket in the 3-Bucket Retirement Simulator now each have their own return rate slider. Cash adjusts from 3 to 6 per cent (typical liquid fund range) and Income from 5 to 8 per cent (short-duration debt funds). Previously both rates were fixed. Growth (Bucket 3) was already adjustable and remains unchanged. MF Watchlist — Pull to Refresh Swipe down on the MF Watchlist to reload NAV data for all your funds simultaneously, bypassing the session cache. All funds reload in parallel so the list is ready in a few seconds. Force-Refresh NAVs from Settings Settings includes a new Cache section with a Refresh Fund NAVs button. Tapping it clears the local NAV cache and immediately re-downloads fresh data for all watchlisted funds in the background. A progress spinner shows activity and a green checkmark confirms completion. Cleaner Settings Page Settings is now organised into five sections: Your Profile, Preferences, Default Rates, Cache and About. Hide Portfolio Values, Text Size and Opening Tab are grouped together under Preferences. The legal disclaimer moves to a footnote at the bottom of About.

3-Bucket Retirement Strategy Simulator A new interactive simulator in the Plan tab visualises the classic three-bucket retirement strategy. Your corpus is split into three layers: Cash (3-year buffer, 3% p.a.), Income (7-year runway, 7% p.a.) and Growth (long-term equity at your chosen return rate). Drag the retirement timeline slider and watch the fluid bucket levels rise and fall in real time as the underlying month-by-month simulation plays out. A summary bar shows whether your plan survives to your life expectancy and the age at which your net worth peaks. A narrative card updates at each age with a plain-language read on where your money stands. Lifecycle Planner — Year-by-Year Breakdown The Lifecycle Planner now includes a full year-by-year table for both the accumulation and distribution phases. The contribution table shows your annual equity SIP, annual retirement corpus contribution and combined corpus for every year from today to retirement. The withdrawal table shows your inflation-adjusted annual withdrawal and remaining corpus for every year of retirement. Both tables expand by default so you can scroll through the complete picture without tapping. Lifecycle Planner — Calculation and Label Fixes The corpus shown at life expectancy was reading the age-95 snapshot instead of the correct life-expectancy year — now fixed. The withdrawal table labels were updated to make clear that the corpus column is a nominal figure, not inflation-adjusted. The LTCG Tax card has been moved to the bottom of the summary section so it does not interrupt the headline numbers. Plan Tab — Highlights and More Tools The Plan tab is now organised into two sections. Highlights shows the six most important planning tools in lifecycle order: Goals, Term Insurance, Loan and EMI, Lifecycle, FIRE Calculator and 3-Bucket Strategy. More Tools groups the remaining calculators in cash-flow order: Monthly Budget, SIP Calculator, Compound Interest, SWP Calculator, NPS Planner, Form 16 and Tax, and Comparison Tools.

Monthly Contributions in Lifecycle Planner The Lifecycle Planner now has a Monthly Retirement Contributions slider. Enter what you add each month to PPF, EPF or NPS and the calculator compounds those deposits at your retirement return rate all the way to your target retirement age. Your projected corpus now reflects what you are actually building — not just the balance sitting in your account today. NPS Exit Planner — Start with Your Actual Corpus The NPS Exit Planner gains an Existing Corpus slider. Enter the balance already in your account and it compounds alongside your future contributions at your chosen return rate. The projected maturity corpus and tier now reflect where you genuinely stand, not a blank-slate start. If you have an NPS account linked in your Retirement Tracker, the slider pre-fills from that balance automatically. FIRE — One Tap to Your SIP Target The FIRE Calculator now hands off directly to your SIP plan. Tap "Build your plan now" and WealthDesk opens the Goal Reverse SIP calculator with your FIRE gap and years to retirement already filled in. You see the monthly SIP required to close the gap before you leave the screen — no re-entering numbers. Remove a Stock from a Label Long-press any holding in My Stocks and you will now see a "Remove from Label" option alongside the existing edit and delete actions. The stock stays in All Stocks but is unassigned from its label — useful when a holding no longer fits a group and you do not want to delete the label or reassign the stock elsewhere.

FIRE Calculator How much corpus do you actually need to stop working? Enter your monthly expenses, target retirement age and return assumptions. WealthDesk shows you four honest answers: the bare-minimum FIRE corpus (3% withdrawal), Lean FIRE (4%), a Barista FIRE number assuming part-time income covers 30% of expenses, and Fat FIRE for those who want a comfortable margin. Already have some corpus saved? Enter it and the calculator shows the gap. Everything stays on your device. Term Insurance Planner Most calculators give you a round number and move on. This one walks through the Needs Analysis method: your family's monthly expenses, every outstanding loan, your future financial goals and existing assets and policies. The result is your precise protection gap and an indicative monthly premium — with a smoker loading applied if it is relevant to you. Compound Interest Calculator Switch between lump-sum and SIP mode, set your rate and tenure, and then look at the Rate Variance Matrix below. A 1% difference in return over 20 years is not 1% — it is crores. The matrix makes that visible, side by side, without any extra taps. NPS Exit Planner Your NPS corpus tier determines how much you can take as a lump sum when you retire. This planner auto-detects your tier, adjusts the slider range accordingly and flags the exact moment your lump-sum crosses the 60% tax-free limit. Labels for My Stocks Core Holdings, Smallcaps, Speculative — group your stocks however you think about them. Tap any label tab to filter the summary card, returns section and holdings list instantly. Long-press a tab to rename or delete it. Holdings always move to All Stocks when a label is removed; nothing is ever lost.

v4.1 brings technical analysis to Indian stocks — on every detail screen and as a market-wide screener: • Stock Technicals — open any NSE stock and scroll past Moving Averages to find a full Technicals card. It shows a 14-period RSI gauge with colour-coded oversold/overbought zones, a MACD (12, 26, 9) signal bar, and Classic Floor Trader Pivot Levels (PP, R1–R3, S1–S3) based on the previous session's OHLC. • RSI Screener — two new tabs in Market Movers (Research tab) scan every stock in Nifty 50, Nifty Bank or Midcap 150 using 2-year RSI and surface the deepest oversold (RSI below 30) and overbought (RSI above 70) names. Results are sorted by RSI depth so the most extreme readings are always at the top. Tap any row to open the full stock detail.

v4.0 rebuilds the Wealth tab and adds a first-class Retirement Tracker: • Redesigned Wealth — two clear pages. Overview shows your net worth, a pulse chart, a composition donut (Equity / Retirement / Real Estate / Liquid / Other) and smart insight cards. Holdings lists every asset grouped by category with totals and % share. Nothing buried, no endless scroll. • Retirement Tracker — PPF, EPF, VPF, NPS Tier 1 & 2, and SSY now have their own section in Holdings. Log contributions, see projected corpus at maturity, and watch your 80C / 80CCD tax headroom fill in automatically. • Smart 80C — Form 16 Tax Planner reads your tracked retirement contributions and fills the 80C bar without re-entry. NPS Tier 1 updates 80CCD(1B) headroom too. • Live MCX Gold Rate — add a physical gold holding and the app auto-fetches today's MCX near-month futures price. Tap Use to fill instantly. • Lifecycle Planner — equity (MF + Stocks) and retirement (PPF/EPF/NPS) now grow at separate rates. One tap seeds equity from your live MF NAV; another pulls your tracked retirement balance. LTCG applies to equity gains only — the retirement corpus stays tax-exempt in the model.

Form 16 Tax Planner Upload your TRACES Form 16 PDF and instantly see Old vs New tax regimes side-by-side for AY 2026-27, your estimated refund or amount due, and your remaining 80C and 80D headroom. The PDF is parsed entirely on your device — nothing is uploaded. Made for iPad Refreshed sidebar groups your tabs into Portfolio and Discover. The Wealth tab splits into two columns on iPad — narrative on the left, charts and buckets on the right. Markets grids widen to 4–5 columns. Looks intentional on the 12.9" Pro. Top Stocks in US, Europe & Asia Each global market tab now shows the heavyweight stocks below indices — Apple, Microsoft, NVIDIA in the US; ASML, LVMH, Nestlé in Europe; TSMC, Tencent, Samsung in Asia. The US tab also lists Indian ADRs (Infosys, HDFC Bank, ICICI Bank, Wipro, Dr. Reddy's, MakeMyTrip). Currency, Commodity & Crypto Detail Screens Tap any tile in Markets → Currencies / Commodities / Crypto to open a full detail view with price chart (1D to Max/5Y), 52-week range and period returns. Commodities also show the live MCX INR price alongside USD. Goals With a Face Give every goal an emoji and a name — "Aarav's IIT fund". Add Aarav's age and the card now reads "Aarav will be 24 in 18 years". Write a short letter to your future self that surfaces when you reopen the goal. How Long You've Stayed In A new card on the Wealth tab shows the months you've been investing through every market mood, the total instalments your SIPs have fired, and the rupees they've quietly auto-invested. Quiet Celebrations When your net worth crosses ₹1L, ₹10L, ₹1Cr or you hit a 1/2/5/10-year anniversary, WealthDesk celebrates with you — confetti, a one-line note, that's it. On red days down >3%, a banner reframes the dip with your lifetime growth. Seasonal Nudges Short, warm one-liners around Diwali, Dhanteras, Akshaya Tritiya, FY-end, Budget Day, Republic Day and Independence Day. Show up only on the day, dismissible. Constituent Tabs & Country Flags in Markets Index detail views now have Movers / Volume / Name as horizontal tabs (old dropdown gone). Every global index tile carries its country flag — FTSE 100, DAX, Nikkei 225. Edit Your Profile in Settings Update your current age, retirement age and city tier any time from Settings → Your Profile. Lifecycle, Retirement and AI analysis pick up the new values immediately.

Improved Institutional Activity Chart The FII/DII section now shows a single combined Net FII+DII bar chart with up to 20 days of history and the net value labelled on every bar — easier to read at a glance. Intraday Candlestick Chart Tap 1D on any index or stock price chart to see 15-minute OHLC candles for the current trading session — green for up, red for down, with IST timestamps on the x-axis.

Multiple MF Watchlists Create as many mutual fund watchlists as you like — Research, Tax Savers, High Conviction, whatever suits you. Swipe through tabs at the top to switch, long-press a tab to rename or delete it. Our Favourites — Pre-loaded Watchlist We've pre-loaded a curated watchlist of 11 top-rated funds — Parag Parikh Flexi Cap, HDFC Mid Cap, SBI Small Cap and more. Check it out under MF Watchlist. MF Star Ratings Mutual funds now show 1–5 stars based on 3-year CAGR ranked within their category. Spot top performers at a glance right from the watchlist. Market Technicals RSI, MACD, Classic Pivot Levels and DEMA are now on the India Markets landing page for Nifty 50 and Bank Nifty — toggle between indices with a single tap. FII/DII Institutional Flows Track today's FII/FPI and DII buy, sell and net activity directly on the India Markets tab, with a rolling 5-day bar chart so you can spot the trend at a glance.

Loan & EMI Calculator Plan any loan with a full amortization schedule, add lump-sum prepayments on any month, step up your EMI annually, and see exactly how much interest and time you save. Market Movers See the biggest gainers, losers, and 52-week highs and lows across Nifty 50, Nifty Bank and Nifty Midcap 150 — filter by index and time period from 1 day to 1 year. Copy Stocks to Virtual Portfolio Tap the + menu in My Stocks and choose "Copy to Virtual Portfolio" to instantly snapshot your real holdings as a By-Shares virtual portfolio for backtesting and what-if analysis. Copy MF Holdings to Virtual Portfolio Tap the + menu in My Mutual Funds and choose "Copy to Virtual Portfolio" to create a virtual portfolio weighted by your current NAV values — ready to backtest or project forward.

CDSL CAS Import Import your portfolio from CDSL Consolidated Account Statements alongside NSDL — one unified "Import CAS" sheet auto-detects which depository sent the PDF. Holdings Across Both Depositories If you hold the same stock or mutual fund in both NSDL and CDSL demat accounts, each is now tracked as a distinct holding instead of being merged. MCX Prices in Commodities Gold, Silver, Brent, WTI, Natural Gas and Copper now show both the global USD price (CNBC) and the live MCX INR price side by side. Redesigned Watchlist Switch between your watchlists using the new horizontal tabs at the top of the page — no more drilling through a list. Each row now shows the absolute points change alongside the percentage. Global ETFs Watchlist A pre-filled "Global ETFs" watchlist is ready in Research → Watchlist, tracking all six international-index ETFs listed in India — NASDAQ 100, Hang Seng Tech, FANG+, S&P 500 Top 50, and more.

Switch Watchlists Instantly — Tap the watchlist name in the navigation bar to get a dropdown of all your watchlists. Switch in one tap — no need to go back to the list first. Switch Virtual Portfolios Instantly — Same experience in Virtual Portfolios. Tap the portfolio name at the top to jump to any other portfolio directly from the detail view. Bug fixes: • Stock detail returns (period, yearly, SIP), all-time high, and moving averages now use the live quote price rather than the stale price from the last Markets refresh — numbers were sometimes lagging when you opened a stock during market hours. • SIP return calculations now produce the correct number of instalments for multi-year periods (an off-by-one error was adding one extra instalment, e.g. 61 instead of 60 for a 5-year SIP). • Mutual fund search no longer shows duplicate entries for funds that appear more than once in the AMFI data feed.

Import Portfolio at Setup — Onboarding now skips the old "investing or retired?" question and instead prompts you to upload your NSDL CAS statement on step 3. A privacy card confirms your data stays on-device, and you can skip for now and import later at any time from More → Import CAS. Open CAS PDF from Any App — Received your NSDL CAS in Mail or saved it to Files? Tap Share → WealthDesk and the import sheet opens immediately — no need to hunt for the import option inside the app. Compare Wealth Against Indices — The Wealth History card in My Wealth now has a Compare button. Tap it to switch the chart to percentage return mode and overlay NIFTY 50, SENSEX, or NIFTY NEXT 50 as a dashed line — so you can benchmark your actual net worth growth against the market at a glance. Virtual Portfolio Returns Since Creation — Stock Virtual Portfolios now show your total return and a performance chart from the day you created the portfolio. Tap the chart's Compare button to overlay NIFTY 50, SENSEX, or NIFTY NEXT 50 and see how your picks stack up. Share & Import Virtual Stock Portfolios — Export any virtual stock portfolio as a .stockportfolio file and send it via AirDrop, Messages, or Files. Recipients tap the file to open WealthDesk and import with one tap. You can also import a file proactively: tap + → Import from File in the Virtual Portfolios list. Bug fix: Mutual fund search in Compare no longer shows duplicate results for funds that appeared more than once in the AMFI data feed.

Market Reminders — Never miss a market moment again. Six pre-configured notifications fire only on NSE trading days (weekdays, excluding holidays): Gift Nifty morning, Market Open, Mid-Day Check, Market Close, US Market Opening, and Gift Nifty Evening. Each reminder shows live index values right in the notification — Nifty 50 with points change, Gift Nifty with price and change, and Dow + NASDAQ opening percentages. Edit the time, toggle any reminder on or off, swipe to delete, or add your own. Find it in More → Settings → Notifications. Live Auto-Refresh across all Markets tabs — Indices, Global Markets, Currencies, Commodities, Crypto, and your Watchlist all refresh every 60 seconds automatically. A countdown banner at the top of each tab shows exactly when the next update is due, and pull-to-refresh resets the timer. Opening Tab — Choose which tab launches when you open the app. Auto mode (default) opens Markets during NSE trading hours (9:15 AM – 3:30 PM, Mon–Fri) and Wealth at all other times. Find it in More → Settings → App Behaviour. Analyse with AI — Now available in Mutual Fund Compare, MF Virtual Portfolio, Virtual Stock Portfolio, Goals, and Lifecycle — in addition to My Wealth. One tap gives you a contextual AI summary for any view. Bug fixes: Watchlist % change now shows correctly for NSE stocks and indices (including NIFTY MIDCAP 150) after market hours. Currency data migrated to Yahoo Finance for better reliability. Stock price alerts now auto-disable after firing and show as banners when the app is open.

Market Reminders — Never miss a market moment again. Six pre-configured notifications fire only on NSE trading days (weekdays, excluding holidays): Gift Nifty morning, Market Open, Mid-Day Check, Market Close, US Market Opening, and Gift Nifty Evening. Each reminder shows live index values right in the notification — Nifty 50 with points change, Gift Nifty with price and change, and Dow + NASDAQ opening percentages. Edit the time, toggle any reminder on or off, swipe to delete, or add your own. Find it in More → Settings → Notifications. Live Auto-Refresh across all Markets tabs — Indices, Global Markets, Currencies, Commodities, Crypto, and your Watchlist all refresh every 60 seconds automatically. A countdown banner at the top of each tab shows exactly when the next update is due, and pull-to-refresh resets the timer. Opening Tab — Choose which tab launches when you open the app. Auto mode (default) opens Markets during NSE trading hours (9:15 AM – 3:30 PM, Mon–Fri) and Wealth at all other times. Find it in More → Settings → App Behaviour. Analyse with AI — Now available in Mutual Fund Compare, MF Virtual Portfolio, Virtual Stock Portfolio, Goals, and Lifecycle — in addition to My Wealth. One tap gives you a contextual AI summary for any view. Bug fixes and performance improvements.

GLOBAL MARKETS Track US, European, and Asian markets live — alongside the India tab. • US: S&P 500, NASDAQ, Dow Jones, Russell 2000 • Europe: FTSE 100, DAX, CAC 40, Euro Stoxx 50 • Asia: Nikkei 225, Hang Seng, Shanghai Composite, KOSPI, ASX 200, SGX STI Search any US-listed stock for a full detail view — price chart, moving averages, fundamentals, and period returns. WATCHLIST — GLOBAL + CRYPTO Your watchlist now supports global equities and crypto. Add Apple, Tesla, Bitcoin, or Ethereum alongside NSE stocks — with live prices and price alert support across all of them. VIRTUAL STOCK PORTFOLIO Build a hypothetical NSE stock basket and see what its historical returns would have been. • Up to 75 stocks, allocated by percentage or share count • 1Y, 5Y, and 10Y returns with CAGR as the headline number • Lock individual positions, then normalise the rest • Minimum investment estimate to meet your target allocation MY STOCKS — RETURNS Historical portfolio returns and per-stock return breakdown now appear directly in My Stocks, weighted by your actual holdings. AVERAGE DOWN CALCULATOR Enter your current holding and target average price to see exactly how many shares to buy — from any NSE stock detail page or the Markets toolbar.

Markets tab is now fully live. Live NSE data Nifty 50, Bank Nifty, Sensex and more — live prices, indices, heatmap, top gainers/losers, 52-week highs and lows. Auto-refreshes every 60 seconds during market hours. Stock Watchlist Add any NSE-listed stock to your personal watchlist and track live price, day change, and 52-week range — right from the Markets tab. Price Alerts Set local notifications on any watchlist stock: price above or below a target, day gain or loss %, or a new 52-week high or low. No server required — fires on-device during market hours. Average Down Calculator Enter your existing holding and a target average price to instantly see how many additional shares to buy. Available from any stock detail page or the Markets toolbar. Monthly Budget Salary and expenses can now be set in any foreign currency (USD, AED, SGD, GBP and more) with live FX rates auto-filled. Added tax provision field for advance tax planning.

Welcome to WealthDesk. SIP Sahi Hai is now WealthDesk — same app, same data, same zero-tracking promise. All your portfolios, goals, and scenarios are exactly where you left them. What's new in v3.0: Redesigned navigation Everything has a clearer home. Five semantic tabs replace the old hub: • Wealth — your complete net worth picture • Funds — all MF research and portfolio tools • Markets — coming soon • Plan — every calculator and goal planner • More — budget, stocks, loans, settings Your data is untouched. Bundle ID unchanged, iCloud sync unaffected.