PExP - Personal Expense

Your Personal Finance Ledger

Free · Designed for iPad. Not verified for macOS.

Privacy-first professional finance platform. Track every dirham, dollar, and cent — without giving your data away. PExP is your professional finance ledger — built for people who want full control of their money without giving their data away. No ads. No data selling. No subscriptions required to get started. TRACK EVERYTHING Record expenses, income, and transfers across multiple accounts. Every entry is yours — exportable, searchable, and always private. BUDGET WITH PURPOSE Set monthly budgets per category. See your health score, spending pace, and month-end projections in real time. Plan every dirham before it moves. AI-POWERED INSIGHTS Ask your ledger anything. PExP's built-in AI analyses your spending patterns and gives you honest, personalised financial feedback. DEBT TRACKER Track who owes you and what you owe. Set due dates, log repayments, and watch balances resolve over time. BANK STATEMENT IMPORT Upload a PDF bank statement and let AI extract and categorise every transaction for your review. Fast, accurate, and private. SHARED FAMILY LEDGER Invite family members to a shared ledger. See the full picture together without losing individual privacy. EXPORT ANYTIME Download your data as PDF or CSV. Your ledger belongs to you — always. BUILT ON STEWARDSHIP PExP is built by Cotek App, a UAE-registered technology company. We believe money is a tool, not an identity. Manage it wisely. 1% of revenue goes to environmental causes via Stripe Climate.

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Version 1.0.2

The developer, Temitayo Olayiwola, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Temitayo Olayiwola
Size
  • 5.2 MB
Category
  • Finance
Compatibility
Requires iOS 13.0 or later.
  • iPhone
    Requires iOS 13.0 or later.
  • iPad
    Requires iPadOS 13.0 or later.
  • iPod touch
    Requires iOS 13.0 or later.
  • Mac
    Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
16+
Copyright
  • © 2026 Cotek App FZ-LLC
  • Developer Website
  • Privacy Policy

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