Five minutes a day, 175 bite-sized lessons and an AI money tutor. Build a budget, start investing and keep your streak alive with smarter reminders.
Garzoni is a financial literacy app that teaches personal finance in 5 minutes a day. From your first budget to your first stock, Garzoni turns budgeting, saving, investing, real estate, crypto and forex into 175 bite-sized lessons you'll actually finish.
No jargon. No overwhelm. Just clear steps that build real financial confidence, whether you're a complete beginner or levelling up your money skills.
WHY GARZONI
• 175 short lessons in 7 learning paths, from budgeting basics to investing
• The Climb: a personalised, step-by-step finance journey built around your goals
• Learn by doing: 260+ practice exercises, quizzes and budget simulations
• AI money tutor: ask anything and get a plain-English answer
• Stay motivated: XP, coins, missions, streaks and a global leaderboard
• Learn in English or Romanian
WHAT YOU'LL LEARN
• Budgeting: build your first budget, track spending and stop living payday to payday
• Saving money: emergency funds, savings goals and the power of compound interest
• Investing for beginners: how stocks, index funds and ETFs work
• Stock market basics: shares, dividends and building long-term wealth
• Crypto basics: what Bitcoin and blockchain actually are, minus the hype
• Real estate: how property investing works
• Forex: how currency markets move and what drives exchange rates
• Credit and debt: credit scores, paying off debt and borrowing smart
• Money psychology: the habits and biases that shape how you spend and save
REAL TOOLS, NOT JUST THEORY
• Budget Planner: see spending by category with budget envelopes
• Savings Goal Calculator: find out how long a goal takes at your saving rate
• Portfolio Analyzer: see how your investments really perform
• Market Explorer: understand stocks, funds and crypto at a glance
• Statement Import: upload a bank statement and see where the month went
• Receipt Scan (Pro): photograph a receipt and let Garzoni categorise it
THE CLIMB: YOUR PERSONAL FINANCE JOURNEY
Answer a few quick questions and get a learning path built around your goals: saving your first £1,000, understanding investing, buying a home or getting out of debt. Every step unlocks the next, so you always know what to learn today.
BUILD THE HABIT
Learning personal finance works like learning a language: a little every day beats a lot once a month. Daily reminders and streak alerts keep your 5-minute money lesson on track, and missions and XP make it feel like a game, not a chore. Refer a friend and you both get rewarded.
FAQ
Is Garzoni free? Yes. Start free with 3 learning activities a day. Garzoni Plus unlocks unlimited learning, and Garzoni Pro adds the voice tutor and receipt scanning.
Do I need any finance knowledge? None at all. Lessons start from zero and grow with you.
How long is a lesson? About 5 minutes, built for commutes, coffee breaks and queues.
Is this financial advice? No. Garzoni is a financial education app. We teach the skills; the decisions stay yours.
Whether you want to learn how to budget, start investing, understand the stock market or finally feel in control of your money, Garzoni is the personal finance course that fits in your pocket.
Start free today. Master your money, one lesson at a time.
SUBSCRIPTIONS
Garzoni Plus: £6.99/month or £59.99/year
Garzoni Pro: £7.99/month or £69.99/year
Prices in GBP and may vary by region. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.
Privacy Policy: https://garzoni.app/privacy-policy
Terms of Use (EULA): https://garzoni.app/terms-of-service
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
What's new in 1.2.0
• Clearer pricing: yearly plans now show the real monthly cost
• Your streak reminder now works from day one
• Notifications ask for permission at a better moment
• Tap the active tab to jump back to the top
• Smoother onboarding, with no more bouncing between screens
• A lighter app, about 4 MB smaller
• Every lesson quiz is now available in Romanian
• Bug fixes and polish
Version 1.2.0
The developer, Andrei Neagoe, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Andrei Neagoe
Size
61.1 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
