Loan Calculator & Amortization
Auto, Personal Payoff & APR
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Calculate mortgages, FHA loans, car payments, and amortization schedules instantly. Track payoff plans, compare lender options, and save money. Free & offline!
Calculate Any Loan Payment Instantly - A Practical Loan Calculator
Plan your financial future with confidence. Whether you're shopping for a mortgage, auto loan, personal loan, or student debt, get instant monthly payment calculations, total interest breakdowns, and complete amortization schedules.
WHY THIS LOAN CALCULATOR?
- Instant Monthly Payments - Enter loan amount, APR and term. Get your estimated payment in seconds.
- All Loan Types - Mortgages, auto loans, personal loans, student loans, HELOCs and more.
- Complete Amortization Schedule - See principal vs interest for every payment.
- Total Cost Breakdown - Understand total repayment before you sign.
- Loan Comparison Tool - Compare multiple offers to find a lower APR or better term.
- Extra Payment Calculator - See how additional payments can reduce interest and shorten payoff time.
- Offline Calculations - Core calculators work without an account or internet connection.
BUILT FOR AMERICAN BORROWERS
- Mortgage Calculator - Monthly payment with property taxes, PMI, HOA and insurance where supported.
- Auto Loan Calculator - Car payment with down payment, trade-in and sales tax.
- Personal Loan Calculator - Unsecured loans from banks and credit unions.
- Student Loan Calculator - Federal and private student loan payment planning.
- HELOC Calculator - Home equity line of credit payment estimates.
- APR Comparison Tool - Compare borrowing cost across lenders.
- Refinance Calculator - Compare current loan vs new offer.
- Extra Payoff Calculator - Estimate savings from lump-sum or extra monthly payments.
- Affordability Calculator - Estimate how much house may fit your budget.
PERFECT FOR
- First-time home buyers calculating mortgage affordability.
- Car shoppers verifying dealer payment quotes.
- Anyone comparing personal loan offers from banks and credit unions.
- Homeowners considering refinancing.
- Graduates managing student loan repayment.
- Anyone wanting to pay off debt faster.
PRIVACY AND ACCESS
Core calculations can be used without registration. Saved data and account sync are optional. Your calculations stay on your device unless you choose account or cloud features. Some optional features, ads, analytics, and purchases may use data as described in the Privacy Policy.
FREE TO START, PRO WHEN YOU NEED MORE
Use the core calculators for planning. Optional Pro upgrades remove ads and unlock premium tools such as expanded saved calculations, full schedules, PDF/CSV exports, watermark controls, and custom PDF branding.
Download now and make smarter borrowing decisions.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor bug fixes and performance improvements.
The developer, Raj Vadodariya, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Raj Vadodariya
- Size
- 21.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 13 more
- English, Arabic, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Portuguese, Spanish, Thai, Turkish
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Lifetime Pro $59.99
- Pro — Yearly $19.99
- Pro - Monthly $2.99
- Copyright
- © 2026 Chronoslabs
