CUB: Track Daily Mortgage Rate
Compare & get daily rate alert
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Are you leaving money on the table on your mortgage?
Big banks count on you not knowing about credit unions. Credit unions are member-owned, not-for-profit, and consistently offer lower mortgage rates than traditional banks — sometimes by 0.5% to 1% or more. On a $400,000 mortgage, that's over $100 per month in savings.
CUB Rates is the only app built exclusively to track credit union mortgage rates, updated daily. Whether you're a first-time homebuyer comparing 30-year fixed rates, watching adjustable ARM rates, or refinancing your current home, CUB Rates gives you live credit union mortgage rates in one place.
WHAT CUB RATES DOES
- Tracks live 30-year fixed and ARM rates from 44+ credit unions
- Covers Maryland, Virginia, Texas, California and growing
- Updated daily so you always see current rates
- Compare side-by-side to find the lowest rate in your area
- Rate drop alerts — get notified the moment a lender's rate falls below your target
- View membership requirements for each credit union
PREMIUM FEATURES
- Historical rate charts — see how rates have moved over 90 days
- Rate alerts — get notified when a rate drops below your target
- Favorites — save and track your top credit unions
- Advanced filters — sort and filter by state, rate type, and more
- Full membership profiles for every credit union
- Extra payment scenarios in the mortgage calculator
Premium starts at just $3.99/month or $2.99/month billed annually — save 25%.
First 150 users get 1 month FREE — enter code CUBFREE30 during sign up.
WHY CREDIT UNIONS?
Credit unions return profits to their members, not shareholders. That means lower loan rates, fewer fees, and better service. Most people are surprised to find they already qualify for a credit union near them.
CUB Rates helps you discover which credit unions you can join and what rates they're offering right now. On a $400,000 mortgage, choosing a credit union over a big bank could save you $100+ every month for the life of your loan.
PRIVACY FIRST
- No ads, ever, on any tier
- We never sell your data
- No third-party trackers
- Guest mode available — no sign up required to browse rates
- Sign up only needed for premium features and rate alerts
COVERAGE
Currently tracking credit unions in:
- Maryland
- Virginia
- Washington DC
- Texas
- California
- Nationwide (Navy Federal, PenFed, Alliant)
More states coming soon.
FREQUENTLY ASKED
Are rates guaranteed?
Rates shown are sourced from publicly available credit union websites and are for informational purposes only. Always confirm directly with the lender.
Do I need an account?
No — you can browse rates as a guest. An account is only required for premium features like rate alerts and favorites.
Is there a refund policy?
Yes. Contact us at support@nionlite.com within 7 days of subscribing and we will make it right.
Whether you're buying your first home, refinancing, or just watching rates — CUB Rates keeps you informed so you never overpay.
Download free. No ads. No nonsense.
Privacy Policy: https://nionlite.com/privacy.html
Terms of Service: https://nionlite.com/terms.html
- Fixed the issue where premium page wasn't rendering.
The developer, NiONlite LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Accessibility
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Information
- Seller
- NiONlite LLC
- Size
- 109.8 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- In-App Purchases
Yes
- Monthly Premium $3.99
- 3 Month Pass $9.99
- 1 Month Pass $6.99
- 1 Year Pass $29.99
- Annual Premium $36.00
- Copyright
- © NiONlite LLC