CubWallet: Kids Money Tracker
Family Finance & Chore Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
CubWallet teaches kids that money is earned — not just given.
With CubWallet, every chore your child completes earns real value. Every dollar has a purpose. And kids learn to save, spend, invest, and give through real hands-on experience — without any real money moving through the app.
HOW IT WORKS
CubWallet is a ledger app. Parents set up chores with rewards, kids complete them, and parents approve. Balances are tracked in the app — when it's time to pay out, you hand over cash or transfer money yourself. You're the bank. CubWallet keeps the score.
FOR PARENTS
Set up chores with money rewards or fun perks like screen time
Approve or deny chore completions before any reward is granted
Approve or deny spend withdrawal requests — you hand over the real cash
Approve or deny bonus job proposals your kids submit
Set budget challenges with savings targets — kids earn badges when they hit the goal
View the Family Report Card — grades, needs vs wants breakdown, entrepreneur wins
Configure grade rewards — A's, B's, and C's each earn a set amount
Set a weekly allowance that resets every week with one tap
Create family savings goals and match your kids' contributions
Start countdown timers for approved screen time and gaming perks
See every kid's balance, history, and progress at a glance
Sync across devices — parent's phone + kids' phones, same account
FOR KIDS
Log in with a private 4-digit PIN — siblings can't peek
Complete chores and submit for parent approval
Request a spend withdrawal — parents approve before any cash changes hands
Propose your own bonus jobs and earn extra money
Set savings goals and track your progress toward them
Build a wish list — CubWallet shows exactly how many chores away each item is
Submit your grades and unlock rewards your parent configured
Complete budget challenges set by parents and earn special badges
Collect 32 badges across 8 categories — Earning, Chores, Saving, Goals, Giving & more
Level up with XP and build chore streaks
Young kids (10 and under) get a bright, friendly view — teens get a sleek dark design
PRIVACY FIRST
No ads, ever
No real money handled by the app
Cloud sync with end-to-end PIN protection
Each kid's dashboard is completely private from siblings
No third-party analytics or tracking
Start your 14-day free trial today. Cancel anytime from App Store settings.
By downloading CubWallet, you agree to Apple's Standard License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
more CubWallet is such a fun way to teach kids about money and responsibility. I love that it turns chores into a game while helping kids learn the value of earning and saving. The app is super easy to use and I can't wait to see how it grows! 🤩
CubWallet is such a fun way to teach kids about money and responsibility. I love that it turns chores into a game while helping kids learn the value of earning and saving. The app is super easy to use and I can't wait to see how it grows! 🤩
CubWallet now flexes to fit your family:
Responsibility chores — mark a chore as a family responsibility kids do for their streak, with no money attached. Perfect for families who don't pay for everyday chores.
Give button — kids can now give from their Give jar to a cause they choose, and Move Money now lets them move funds between all three jars (Spend, Save, and Give).
Deposit money — add cash to a kid's account right from your dashboard for gifts, birthday money, or a business payout, and see it in their activity.
Allowance, your way — a weekly allowance is now optional; turn it on only if your family uses it.
Smarter Entrepreneur Mode — a new "Pitch to your parents" business-plan step, plus a guess-vs-real supplies check so kids learn to budget.
A cleaner, faster Add-a-Chore screen.
3.5 3d ago
What's New in CubWallet
Household Contributions now let you set an amount. When you add a shared expense like rent or groceries, you can set how much your child chips in, and they'll see a progress bar as they contribute. We've kept it gentle on purpose, with a small age-based suggestion so contributions stay symbolic and encouraging rather than stressful.
Kids can now nudge you for a review. When something's waiting on a parent, your child can send a friendly reminder so requests don't sit too long.
Faster, clearer subscription screen. Prices now show directly on the screen, the buttons respond instantly when tapped, and everything loads more reliably.
Smoother sign-up. We now catch common email typos as you enter them (like "gmial" or "iclould") and suggest a correction, so your confirmation email actually reaches you. Confirmation codes last longer, there's an easy resend button, and clearer messaging if a code expires.
Reliability improvements. Fixed an issue that could show "trial expired" to brand-new users, fixed family setup so it always saves correctly, made sure the app never gets stuck on a blank screen at launch, and resolved several syncing issues so your family's data stays consistent across devices.
3.4 Jul 28
Bugs in the trial wall that fixed. users can delete their account or log out now
3.3 Jul 20
fixed trial bug
3.2 Jul 19
Paywall bug is fixed
3.1 Jul 18
Fixed the family goals, kids are now able to see it in their account
3.0 Jul 17
Fixed the purchase for the family tools pack and family goals appears in the kids screen
2.9 Jul 16
NEW: Entrepreneur Mode — kids can run a mini business like a lemonade stand or garage sale. They track what they spend on supplies, list every item they sell, and see their profit. When the business wraps up, the profit goes into their wallet and they sort it into their jars.
NEW: Household Contributions — add real family expenses like rent, utilities, or groceries, and kids can chip in from their Spend Jar. A hands-on way to learn that families pitch in together.
Both features are included in Family Tools, an optional one-time in-app purchase.
ALSO IN THIS UPDATE:
Edit your weekly allowance amount directly on the parent dashboard
Choosing icons for chores and savings goals is now a simple one-tap picker
The parent PIN screen now correctly shows all four dots when your PIN is entered
Fixed an issue that could show "trial expired" to brand-new users
Fixed an issue where a newly created family could fail to save — setup is now reliable from the very first launch
Faster, smoother sign-up and setup experience
Various stability and syncing improvements
2.8 Jul 15
This update adds Missions, deadlines, an in-app news mailbox, and major speed and reliability improvements.
New: Missions
Alongside chores, you can now create missions — challenges like "read 50 pages and earn 50 minutes of screen time" or "finish homework and get a treat." Find them in the Chores tab. Choose from ready-made mission ideas or build fully custom ones, with rewards as perks (screen time, gaming time, treats, a later bedtime, or anything you define) or money. Missions work with approval, repeats, and first-come-first-serve, and are clearly labeled on both parent and kid screens.
New: Due dates and deadlines
Chores and missions can now have an optional due date and time, with quick presets like Today, Tomorrow, and End of Week. Kids see a live countdown on each card — from "Due in 6 days" to "Due today 8:00 PM" — and overdue items are flagged in red.
New: What's New mailbox
A mailbox on the parent home screen delivers news about app updates and tips on using new features. A red dot appears when something new arrives, and you can browse and reread past updates anytime.
Clearer perk details
Treat and late-bedtime rewards now always show the specifics you entered — the exact treat (like "ice cream") and the exact bedtime (like "stay up until 9:30 PM") — everywhere they appear, including approval screens. Existing rewards display correctly too.
Faster app launch
CubWallet now opens instantly. Your dashboard or PIN screen appears the moment you tap the icon, with account checks running quietly in the background instead of making you wait.
White screen at launch fixed
Fixed a bug where opening the app after it had been closed or backgrounded could show a blank white screen until you pulled down to refresh. The app now loads correctly every time, and the parent navigation bar always appears as expected.
Faster syncing between family devices
Fixed an issue that prevented real-time syncing from connecting. Changes made on one device, like a completed chore or an approved reward, now appear on other family devices faster.
Improved reliability
Added safeguards that detect and automatically recover from loading problems, so the app can restore itself without needing a force-close or refresh.
2.7 Jul 7
This update adds more privacy for kids and makes rewards clearer for everyone.
PIN-protected kid dashboards
Each child's dashboard is now protected by their own 4-digit PIN, so siblings can't open each other's accounts. Kids without a PIN are guided to create one the first time they open their profile, and parents can reset any child's PIN at any time from the Kids tab.
Clearer perk details
Treat and late-bedtime rewards now show the exact detail you entered. A treat displays the specific item (for example, "Ice cream") and a late-bedtime reward shows the exact time (for example, "Stay up until 9:30 PM"), both when the reward is listed and when you approve it. Existing rewards are updated automatically.
Challenge rewards and countdown
A child's savings challenge now shows how many days are left and the bonus they will earn, together on one line, so kids can see exactly what they are working toward.
College Fund deposit reminders
When a child adds money to their College Fund, parents now get a reminder, by push notification and in the notification center, to move that same amount into their real 529 account. Each reminder shows the exact amount and stays until you mark it done.
First-come, first-serve chore fix
A shared chore claimed by one child no longer appears under other children in the parent chore view. Once a child grabs it, it correctly shows only under that child.
Clearer savings milestone wording
The Savings Race now reads "$240 more to reach $1,500" instead of the previous wording, making it obvious how much more a child needs to save to hit the next milestone.
2.6 Jul 6
New
Parents can now change their PIN anytime from Settings.
Added a quick Undo option when kids send a request or submit a chore, so mistakes are easy to take back.
Your Goals now shows a running "Total saved" amount.
New reward types for chores: set a specific bedtime, name a treat, or create a fully custom reward (an amount, a description, or both).
Improved
Faster profile switching for families — kids can jump to their own profile without a code, while the parent dashboard stays PIN-protected.
Recent Activity has a cleaner look: each item now shows an icon that matches where the activity happened (Chores, Savings, Spending, or Grades), with simpler labels.
Refreshed the Badges card on the kid home screen.
More consistent spacing across the whole app for a tidier layout.
Cards on the parent home screen now use clean outlines instead of drop shadows.
Updated the CubWallet Promise icon.
Fixed
Fixed reward-timer alerts that could show incorrectly or fail to dismiss.
Fixed uneven spacing between cards and lists in several places.
General visual polish and stability improvements.
2.5 Jul 2
A real Savings jar. Kids can now choose to set money aside into Savings, separate from Spend and Goals, making saving an intentional habit rather than an automatic calculation.
The Savings Race now reflects the money kids have actually decided to save, so the leaderboard rewards real saving behavior.
A helpful reminder for parents to consider setting aside real money when their child starts saving, keeping the in-app ledger aligned with real life.
The free trial is now 14 days, giving families more time to settle into a weekly routine before deciding.
Various bug fixes, stability improvements, and refinements throughout the app.
New Spending tab
Kids can now see their Spend Jar balance, track what they've spent each month, and send purchase requests to you for approval — all in one place. A clear progress bar shows how much they've spent versus what they have left.
Savings & Goals, together
Savings now lives right alongside Goals, with a progress bar toward each savings milestone. When kids want to use savings, a gentle reminder helps them remember it's meant for emergencies and big future plans.
Better Challenges
Set a savings challenge with a real cash reward, and choose how long the money needs to stay saved — like "Keep $50 saved for 2 months, earn an extra $5." Setup is clearer than ever, especially for first-timers.
Kids can pitch their own chores
Kids can now suggest chores to earn extra money. You approve, make a counter-offer, or decline.
Faster grade approvals
Approve grades in a single tap, clear the whole list at once, and undo instantly if you tap by mistake.
Smarter badges
Kids can see exactly how close they are to their next badge with new progress bars, plus a "You're so close!" highlight to keep them motivated.
Better notifications
Parents get notified about their kids' activity, and kids get notified when you post chores, approve requests, and more.
Smoother start & polish
Easier first-time setup with "add your first chore" guidance, helpful free-trial reminders, quicker Restore Purchases, and lots of fixes for a more reliable experience.
2.4 Jun 24
Bug fixes, performance improvements, and exciting new features:
Reactions — Parents can now send a reaction emoji after approving a chore. Kids see a full-screen celebration with the reaction when they open the app.
Push Notifications — Get notified on your lock screen when a kid submits a chore for approval, and when a chore gets approved or denied. Works even when the app is closed.
Real-Time Sync — Changes now appear across devices in about 1 second instead of 30 seconds.
Kid Home Screen — Time-of-day greeting (Good morning, Good afternoon, Good evening), daily streak counter with milestone celebrations, and color-coded chore due time indicators.
In-App Purchases Fixed — Start Free Trial and Subscribe now work correctly.
iPad Landscape Support — The app now displays correctly in landscape mode with a proper sidebar navigation.
Account Deletion Fixed — Delete Account in Settings now works reliably.
Settings Subscription Status — Settings page always shows your current subscription status instead of showing stale trial info.
Email Confirmation — New accounts now require email confirmation before signing in.
Security — Multiple security improvements to protect your family's data.
Bug fixes and performance improvements throughout the app.
2.2 Jun 15
Subscription & Payments
Fixed in-app purchases using RevenueCat — Start Free Trial now works correctly
Switched to production API key — no more "Wrong API Key" error
Fixed subscription status showing trial for paid users
Manage or Cancel Subscription button added to Settings
Notifications
Kids now get a notification card when a parent adds a new chore
Parent gets an in-app banner when a kid submits a chore for approval
Smart reminder card on parent home when no chores are set up
Duolingo-style "welcome back" card appears after 2+ days away from the app
Parent Device / Kid Device toggle — each phone gets the right notifications
Kid Home Screen
Streak milestones trigger celebration animation at 3, 7, 14, and 30 days
Chore due time indicators — "Due today", "Due soon!", "Overdue" color-coded badges
Parent Approval
Reaction appears in kid's Recent Activity feed
Sync & Performance
Real-time sync using Supabase WebSocket — changes appear in ~1 second across devices instead of 30 seconds
Instant save for critical actions like chore approvals
Fallback polling reduced from 30 seconds to 10 seconds
Bug Fixes
Fixed layout issue where greeting appeared off to the side on kid home screen
Fixed contract (CubWallet Promise) resetting after app updates
Fixed account deletion — now works reliably
Fixed new accounts glitching to parent dashboard during trial screen
Fixed email confirmation flow — app now shows confirmation screen before entering
Fixed settings showing trial period for active subscribers
Security
Blocked direct writes to subscription table — status can only be changed by Apple
Blocked direct writes to family data — all changes validated for ownership
Locked down trigger functions from anonymous access
Size limit added to family data saves
2.0 Jun 13
Paywall is fixed
1.8 Jun 9
- Fixed in-app subscription purchases — Start Free Trial now correctly opens Apple's payment sheet
- Getting Started Tutorial for new parents
- Family Budget Planner with per-kid category tracking
- Swipe right to complete chores on the kid dashboard
- Animated balance counter when money is earned
- Haptic feedback throughout the app
- Refreshed button design on kid dashboard
- Dark mode improvements across all screens
- In-app account deletion (no email required)
- Security improvements
version 1.7 Jun 8
- Getting Started Tutorial for new parents
- Family Budget Planner with category tracking
- Swipe right to complete chores
- Animated balance counter
- Haptic feedback throughout the app
- Refreshed button design
- Dark mode improvements
- Security updates
1.6 May 30
CubWallet now flexes to fit your family:
Responsibility chores — mark a chore as a family responsibility kids do for their streak, with no money attached. Perfect for families who don't pay for everyday chores.
Give button — kids can now give from their Give jar to a cause they choose, and Move Money now lets them move funds between all three jars (Spend, Save, and Give).
Deposit money — add cash to a kid's account right from your dashboard for gifts, birthday money, or a business payout, and see it in their activity.
Allowance, your way — a weekly allowance is now optional; turn it on only if your family uses it.
Smarter Entrepreneur Mode — a new "Pitch to your parents" business-plan step, plus a guess-vs-real supplies check so kids learn to budget.
A cleaner, faster Add-a-Chore screen.
more Version 3.5 3d ago
Data Not Collected The developer does not collect any data from this app.