New in the app: 1. Brand new look and feel to the app, more modern user experience with the addition of 'app launcher' for future WealthView eco system apps 2. Different drawdown at different ages. You can now set your income to change at any age — spend more in your active early-retirement years and less later (the "go-go / slow-go / no-go" pattern). It's under Advanced Scenarios as "Income Change", and you can stack a few to build distinct bands for your 50s, 60s and 70s. 3. Cash, money-market funds, bonds and gilts growing at a sensible rate. You can now tag any account in your retirement pot as "lower-growth" (a shield toggle) and set the rate those holdings grow at, separately from your main growth rate. So gilts and bonds no longer get projected as if they were equities. Importantly, this changes growth only — a gilt inside a SIPP is still treated as pension money for tax and lump-sum purposes. Hold these wherever they actually sit; no need to move them around. 4. Taking the tax-free lump sum in chunks. Beyond the single lump sum at retirement, you can now model phased tax-free cash (Flexi-Access Drawdown). You can take it once, for a set number of years, or every year until your £268,275 allowance is used up. 5. Gifting. You can now record a gift at any age, which reduces your pot at that point (under Advanced Scenarios "Gift").

New in the app: 1. Brand new look and feel to the app, more modern user experience with the addition of 'app launcher' for future WealthView eco system apps 2. Different drawdown at different ages. You can now set your income to change at any age — spend more in your active early-retirement years and less later (the "go-go / slow-go / no-go" pattern). It's under Advanced Scenarios as "Income Change", and you can stack a few to build distinct bands for your 50s, 60s and 70s. 3. Cash, money-market funds, bonds and gilts growing at a sensible rate. You can now tag any account in your retirement pot as "lower-growth" (a shield toggle) and set the rate those holdings grow at, separately from your main growth rate. So gilts and bonds no longer get projected as if they were equities. Importantly, this changes growth only — a gilt inside a SIPP is still treated as pension money for tax and lump-sum purposes. Hold these wherever they actually sit; no need to move them around. 4. Taking the tax-free lump sum in chunks. Beyond the single lump sum at retirement, you can now model phased tax-free cash (Flexi-Access Drawdown). You can take it once, for a set number of years, or every year until your £268,275 allowance is used up. 5. Gifting. You can now record a gift at any age, which reduces your pot at that point (under Advanced Scenarios "Gift").

New in the app: 1. Brand new look and feel to the app, more modern user experience with the addition of 'app launcher' for future WealthView eco system apps 2. Different drawdown at different ages. You can now set your income to change at any age — spend more in your active early-retirement years and less later (the "go-go / slow-go / no-go" pattern). It's under Advanced Scenarios as "Income Change", and you can stack a few to build distinct bands for your 50s, 60s and 70s. 3. Cash, money-market funds, bonds and gilts growing at a sensible rate. You can now tag any account in your retirement pot as "lower-growth" (a shield toggle) and set the rate those holdings grow at, separately from your main growth rate. So gilts and bonds no longer get projected as if they were equities. Importantly, this changes growth only — a gilt inside a SIPP is still treated as pension money for tax and lump-sum purposes. Hold these wherever they actually sit; no need to move them around. 4. Taking the tax-free lump sum in chunks. Beyond the single lump sum at retirement, you can now model phased tax-free cash (Flexi-Access Drawdown). You can take it once, for a set number of years, or every year until your £268,275 allowance is used up. 5. Gifting. You can now record a gift at any age, which reduces your pot at that point (under Advanced Scenarios "Gift").

New Icon

NEW IN v2.0 — COUPLE MODE Plan retirement as a household. Each person gets their own full retirement profile — separate projections, controls, DB pensions, stress tests, advanced life events, and saved scenarios. Switch between You, Partner, and Combined views in one tap. The Combined view shows your total household income at retirement, a dual-line chart comparing both trajectories, and PLSA two-person benchmarks so you know if you're on track together. Tag accounts as yours, your partner's, or joint — and each profile automatically uses the right accounts. Already have Premium? Upgrade to Couple Mode for £6.99.

Retirement Tab bug fix

Retirement Planner * State Pension deferral — model the impact of delaying your claim. Each year deferred adds ~5.8% to your weekly payment under post-2016 rules. See the boosted amount and new claim age in the planner and year-by-year table. * Defined Benefit pensions now appear in the year-by-year breakdown — see your guaranteed income alongside pot growth and State Pension, with a milestone marker when each scheme starts paying. * DB pensions can now be marked as inflation-linked — income grows each year with your chosen inflation rate from the draw age. * Pension access age enforcement — the app now respects the Normal Minimum Pension Age (55 before April 2028, rising to 57 thereafter). If your planned retirement age falls before the threshold, pension drawdown shows correctly and the planner guides you toward ISA bridging. * Advanced Scenarios (Premium) — layer life events on top of your base plan: property sales, contribution changes, early retirement ISA bridge phases, income pauses, and phased retirement. The chart and year-by-year table update in real time. Tax Tab * Scotland is now a separate tax nation with full 2026/27 Scottish Rate of Income Tax (SRIT) bands applied automatically — Starter 19%, Basic 20%, Intermediate 21%, Higher 42%, Advanced 45%, Top 48%. Switching nation shows a confirmation before overwriting any manual edits. * England and Wales share 2026/27 rates (frozen thresholds) and apply automatically on selection. * Tax year updated to 2026/27 throughout. Data & Privacy * Export your full WealthView data as a .wvbackup file — save to iCloud Drive, Files, email or any share destination. * Restore from a backup file at any time via the Manage tab. Try Before You Buy * New users are offered a free 48-hour trial of all Premium features on first launch — no card required. Bug fixes & improvements * Reset All Data now correctly clears tax profile, ISA settings, IHT inputs, and Net Worth Modeller data. * Bottom sheets on iPhone no longer clip content behind the home indicator.