Monthly Shock Planner

The budget app for bad months

Free · Designed for iPad. Not verified for macOS.

Go beyond perfect budgets. Monthly Shock Planner helps you replay bad-month scenarios, see what breaks first, and protect the categories that matter most. Monthly Shock Planner helps you prepare for imperfect months, not just ideal ones. Build your real monthly budget, then stress-test it against the moments that usually cause panic: income drops, rent increases, surprise medical bills, annual expense pileups, emergency travel, delayed paychecks, and more. Instead of only tracking spending, Monthly Shock Planner helps you understand how your month behaves under pressure: what breaks first what still holds which categories must be protected what can bend or pause how much reserve keeps the month stable Key features: Build your full monthly budget with income, reserve, bills, debt, savings, and flexible spending Run Budget Shock Replay simulations for realistic bad-month scenarios Combine multiple shocks in one replay for deeper stress testing View your Shock Survival Layer with categories grouped into Must Protect, Can Bend, Can Pause, High Stress Trigger, and Safe Buffer Zone See reserve guidance with minimum, comfortable, and stress-threshold levels Save scenario history and compare resilience over time Search budgets, categories, scenarios, and notes Works beautifully on both iPhone and iPad Monthly Shock Planner is designed to feel calm, clear, and useful when money feels uncertain. No subscriptions. No paywalls. No premium locks. Everything is fully available for free.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, MAGDALENE NGINA KYENZI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    MAGDALENE NGINA KYENZI
    Size
    5.6 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.4 or later.
    • iPhone
      Requires iOS 26.4 or later.
    • iPad
      Requires iPadOS 26.4 or later.
    • Mac
      Requires macOS 26.4 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.4 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © LOOWZ STUDIO
  • Developer Website
  • Privacy Policy

    • More by MAGDALENE NGINA KYENZI