Now with Home Screen widgets and iCloud sync. Track spending, savings, and recurring bills — all in one place.
Moniq makes personal finance simple, fast, and private.
Track expenses in seconds, stay on top of recurring payments, and see clear spending insights without accounts, ads, or mandatory cloud dependencies. Your data stays on your device by default, so you stay in control.
Features:
- Add a transaction in two taps.
- Home Screen and Lock Screen widgets.
- Optional iCloud sync and backups.
- Import & Export: Move your data in or out anytime.
- No sign-up, no login, no mandatory cloud sync.
- Pick your currency and theme. Make it your app.
- Understand your spending with insights and statistics.
- Track subscriptions, bills, and regular expenses – with optional notifications.
- Unusual periods or transactions are flagged for your review.
- Available in French, English, and German.
From the developer:
"This app is free because it's personal. I've used money trackers for a decade but the good ones keep disappearing and the new ones are bloated with features or cost more than they bring benefits. That's why I'm developing this app. For myself, and for others to enjoy as well."
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
• New: Home Screen and Lock Screen widgets for Spending and Savings Target.
• New: Optional iCloud sync - back up and sync your data across devices.
• New: A heads-up when a saved transaction amount looks unusually large or small.
• New: End-date reminders for recurring transactions.
• Refreshed toolbars, search, and sheets with iOS 26 Liquid Glass, plus a redesigned Transactions search.
• Reworked Stats with separate Overview and Categories tabs and refined charts.
• Fixed a crash on budget-target sliders, plus notification and budget alert fixes.
Version 0.12
The developer, Sebastian Vogel, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More