CarLoanMateAU
Car Finance & Tax Comparison
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Compare Cash, Loan & Novated Lease in seconds. See exactly how much tax you save with salary sacrifice. Australia & New Zealand ready.
Know the real cost before you buy your next car.
CarLoanMateAU is Australia's most comprehensive car finance comparison tool - compare Cash, Car Loan, and Novated Lease side-by-side with full tax analysis.
- WHAT YOU CAN DO -
- Compare all 3 finance options in one clear view
- See your true total cost after tax savings
- Understand exactly how novated lease reduces your income tax
- Save and revisit multiple car scenarios
- TAX COMPARISON ENGINE -
The only car finance app that shows you:
- Taxable income with vs without a novated lease
- Exact annual and total tax savings via salary sacrifice
- Your effective salary increase from pre-tax payments
- FULL BREAKDOWN -
Monthly repayments
Total interest paid
Residual value
After-tax real cost
- WORKS FOR -
Australia — ATO tax brackets + full Novated Lease
New Zealand — IRD tax brackets + Novated Lease
Other countries — Cash & Loan comparison
- FREE VERSION -
Cash vs Loan comparison
One saved scenario
- PREMIUM: $2.99 one-time -
- Full novated lease analysis
- Complete tax comparison table
- Unlimited saved scenarios
- Ad-free experience
This app provides general financial estimates for illustrative purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified financial adviser before making financial decisions.
- LEGAL -
Privacy Policy:
https://irradiatedsolution.github.io/carloanmateAU-privacy/
Terms of Use (EULA):
https://irradiatedsolution.github.io/carloanmateAU-privacy/terms.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Irradiated Solution Application Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Irradiated Solution Application Pty Ltd
- Size
- 4.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - iPad
Requires iPadOS 16.6 or later. - Mac
Requires macOS 13.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- CarLoanMate Premium $2.99
- Copyright
- © 2026 Irradiated Solution