CardIQ: Maximize Rewards
Maximize Your Card ROI
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
CardIQ: Credit Card Perk Tracker
CardIQ helps you get the most out of every credit card you carry. Stop letting monthly credits, lounge visits, and statement perks go to waste. CardIQ gives you a clear view of every benefit so you always know what you have used, what is left, and whether each card is earning its keep.
TRACK EVERY PERK
Track monthly credits, annual statement credits, lounge visits, usage based perks, and insurance benefits all in one place.
UNDERSTAND YOUR VALUE
See exactly how much value you have earned, spot underused cards before renewal, and make smarter keep or cancel decisions with real ROI data.
BUILT FOR POWER USERS
Access a growing library of cards including popular travel and dining options. Features include anniversary year tracking, full yearly analytics, and no account required.
YOUR DATA NEVER LEAVES YOUR PHONE
CardIQ works without connecting to your bank or sending your information to external servers. Everything is stored privately and exclusively on your device.
CARDIQ PRO
Unlock full yearly history and analytics with a one time purchase. Pay once, keep forever for just $3.99. No subscriptions, no recurring charges.
LEGAL AND TRADEMARK DISCLAIMER
CardIQ is an informational utility for tracking and visualizing credit card benefits. CardIQ is not a financial advisor, bank, or credit card issuer. The information provided is for educational purposes only and does not constitute financial, legal, or tax advice. While we strive for accuracy, credit card terms and perks change frequently; please verify all benefits with your card issuer. CardIQ is not responsible for any financial losses, fees, or decisions made based on the information within the App.
All product names, logos, and brands are property of their respective owners. All company, product, and service names used in this App description and within the App are for identification purposes only. Use of these names, logos, and brands does not imply endorsement or affiliation.
Bonus Category Intelligence: We've added a new way to compare your cards! You can now view and reference your cards' specific bonus multipliers—like 5x on Dining, 3x on Travel, or 4x on Groceries to help you decide which card is best for every spend.
End-of-Month Reminders: Never let a credit go to waste. You can now receive a smart notification one week before the month ends to remind you of any unused monthly card benefits or expiring bonus caps.
The developer, Nader Khashab, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nader Khashab
- Size
- 5.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- CardIQ Pro $3.99
- Copyright
- © 2026 Nader Khashab