Meet Addy on her own tab, with a proactive monthly briefing on the Home screen: your net-worth change and the one move to make next. Build a Board Meeting streak, and share your progress. See a 10-year projection the moment you add an account. Learn the full 8-step EveryPound Plan, explained in-app. Inviting your partner is now free.

Version 1.2.1 - Pensions deserved better. Here you go. PENSION MODEL UPGRADE Workplace pensions, SIPPs and personal pensions now capture both YOUR contribution and your EMPLOYER'S match, with a salary-sacrifice toggle. Salary-sacrifice contributions stay out of your Budget tab (they're deducted before tax, so they never came from your take-home), but both sides count in your Net Worth projections - the way they actually affect your wealth. The Manage Household screen now lists every member's pensions inline. TAX ANALYSIS GETS PERSONAL Tax Analysis now reads your actual pension data: - "You're saving via salary sacrifice" - exact tax + NI you keep each year - Annual pension allowance usage (£60k cap) with carry-forward warnings if you're nearing it - Higher-rate tax-relief opportunities for SIPP contributions NET WORTH FORECASTING, INLINE Net Worth screen now has a what-if widget right under the chart. Default view is your current 10-year trajectory. With Plus, drag the extra-savings slider, pick any horizon (1y/5y/20y), and watch the projection update live. Tap "Open full Calculator" for the deep-dive view with per-asset rates and inflation tuning. EMAIL CONFIRMATION, NO MORE WALLS Signing up with a password now drops you straight into the app. A banner reminds you to confirm your email - tap the link from your inbox whenever you want, the app already works. No more hitting a "check your inbox" dead-end if the deep link misbehaves. EDIT TAKE-HOME ON THE FLY Tap any member's take-home pay on the Manage Household screen to update it inline. PULL-TO-REFRESH EVERYWHERE Home, Balances, Net Worth and Budget tabs all support pull-down to refresh. ADDY STAYS PUNCHY Ask Addy now caps your input at 120 characters - it keeps prompts tight and gets you better, faster answers. POLISH - Wizard for adding pensions now captures employer contributions and the salary-sacrifice flag (was missing in 1.2.0) - Manage Household refreshes properly when you return from adding accounts - Em dashes replaced with single hyphens across all UI copy - Plus a handful of small fixes WHAT'S BEHIND PLUS / PRO Plus (£4.99/mo): 20-year projections, projection tuning, tax-spend breakdown, historical backfill, 30 Addy messages/day Pro (£9.99/mo): 40-year projections, debt simulator, pension take-home modelling, CSV export, savage Addy mode, unlimited Addy Pairing your partner is free. Both of you unlock the entitled tier from one subscription.

Version 1.2.0 — Built for couples, sharper for everyone. PARTNER PAIRING (NEW) Link with your partner using a one-tap 6-digit code. Both of you see the same accounts, same Board Meetings, same advice from Addy. If your partner already had their own data, we merge it cleanly into one combined household. PER-PARTNER NET WORTH Filter your charts and balances by Combined, You, or Partner — see exactly who's contributing what to the household's growth. SHARED PRO & PLUS If either partner subscribes to Pro or Plus, both of you unlock the entitled features. One subscription, one household. FORGOT PASSWORD Reset your password from the sign-in screen if you ever forget it. SMARTER NUDGES - Captured your first accounts? We'll prompt you to lock in your first Board Meeting. - Missed your monthly meeting day? A friendly reminder until you do. FRESHER ONBOARDING A warmer welcome flow that gets you to your first net worth number faster. FACE ID GRACE WINDOW The biometric lock no longer prompts every time you tab back in — there's a 5-minute grace window so quick task-switches don't get in your way. Plus a handful of small fixes and polish across the app.