Foldly — Envelope Budgeting

Buy once. Budget forever.

$4.99 · Designed for iPad. Not verified for macOS.

STOP PAYING MONTHLY FOR A BUDGET APP. Foldly is the envelope budgeting app that costs $4.99 once — not $14.99 every month. ENVELOPE BUDGETING, MADE SIMPLE. Split your income into envelopes (Groceries, Dining, Transport…). Spend from each. When an envelope is empty, you stop. No spreadsheets. No mental math. 2-STEP QUICK LOGGING. Tap the + button → Pick an envelope → Enter the amount. That's it. Two taps and a number. Logging an expense takes under 5 seconds. PACE WARNINGS. Foldly calculates how fast you're spending relative to how many days are left in the month. Spending too fast? You'll see a warning before it's too late. CARRY FORWARD. Underspent last month? That balance rolls into next month automatically. Overspent? Foldly deducts it from your next month's budget. MONTHLY ARCHIVES + CSV EXPORT. Every month is archived with full transaction history. Export any month (or all history) as a clean CSV for your records or your accountant. 100% OFFLINE. ZERO TRACKING. No server. No account. No sync. No analytics. Your financial data lives on your iPhone and nowhere else. Period. WHY FOLDLY? • YNAB charges $14.99/month ($180/year) • Foldly charges $4.99 once — forever • Same core method. Fraction of the price. Zero complexity.

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Added App Store screenshots showcasing envelope budgeting workflow.

Version 1.0.1

The developer, 焜元 施, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    焜元 施
    Size
    1.9 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Kunyuan Shi
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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