this is my budget
0-based budgeting, simplified
Only for iPhone
Free
iPhone
timb gives you one number that actually matters — your True Balance. It's the cash you can freely spend after every budget, bill, and credit card payment is accounted for. No guesswork.
ZERO-BASED BUDGETS
Every dollar gets a job. Create monthly envelopes, set caps, and allocate funds. Leftover balances sweep forward automatically at month-end so nothing falls through the cracks.
SPENDING CALENDAR
See exactly where your money went, day by day. Tap any date to drill into transactions, color-coded by category.
RECURRING EXPENSES
Track bills that repeat — rent, subscriptions, insurance. timb templates them each month and tracks funding progress so you're never caught off guard.
CREDIT CARD TRACKING
Monitor statement balances, due dates, and payment status across all your cards in one place.
BROKERAGE INTEGRATION
Connect your Schwab account to see your full financial picture. timb factors your liquidation value into your True Balance so you always know what's real.
FAST & OFFLINE-FIRST
Transactions save instantly to your device and sync in the background. Use timb on the subway, on a plane — it just works.
Ratings & Reviews
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The developer, Yuken Studios LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Yuken Studios LLC
- Size
- 39.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Yuken Studios LLC