EMI Calculator Loan & Interest

Home, car calculator interest

Free · Designed for iPad. Not verified for macOS.

Plan any loan in seconds: EMI, interest & amortization for home, car & personal loans. Compare options, plan prepayments, and track EMIs, 100% offline & private. Take full control of your loans — calculate, compare, track and save, all in one beautifully simple app. EMI Calculator works 100% offline, shows no ads, and keeps every rupee of your data private on your device. Whether you're planning a home, car, personal or education loan, you'll know your exact EMI, total interest and payoff date in seconds — and see precisely how much you save with every prepayment. WHY YOU'LL LOVE IT • Freshly redesigned, clean and fast • 100% private — your data never leaves your device • Works completely offline • No ads, no sign-up, no tracking • Available in 8 languages CALCULATE ANY EMI IN SECONDS • Solve for Monthly EMI, Loan Tenure, Loan Amount or Interest Rate • Works for home, car, personal, education and business loans • Instant, accurate principal vs interest breakdown • Recent calculations saved for quick reuse COMPARE LOANS SIDE BY SIDE • Put two loans next to each other • Instantly spot the lower EMI, rate and total interest • See lifetime cost before you commit • Choose the smarter loan with confidence TRACK EVERY LOAN • One dashboard for your whole loan portfolio • Total monthly EMI, outstanding balance and interest at a glance • Mark EMIs paid and watch your progress • Smart reminders so you never miss a due date SAVE WITH PREPAYMENTS • See exactly how much interest a part payment saves • Compare "reduce tenure" vs "reduce EMI" • Plan prepayments around your budget PAYMENT HISTORY YOU CAN TRUST • Every EMI and calculation, neatly recorded • Review past results anytime • Clear, transparent numbers MADE FOR EVERYONE • 8 languages: English, Hindi, Spanish, Portuguese, French, German, Chinese, Japanese • Any currency — INR, USD, EUR, GBP and more • Light and dark themes • Backup and restore your data anytime Your loans. Your device. Your control. Download EMI Calculator and make every financial decision with clarity and confidence.

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A big update focused on giving you a clearer picture of every loan. NEW — Loan Adjustment Open any loan and record a part-payment, change your EMI amount, or update your interest rate. Each one previews the exact impact before you save: interest saved, months shaved off, and your new loan-closing date. Clearer EMI schedule Every instalment now shows its date and status, with your next few upcoming EMIs up front and a tap to view earlier ones. Smarter loan comparison A clean side-by-side table that highlights the best value for each metric, so you can quickly see which loan actually costs less. Better payment history A faster list with pull-to-refresh and easy multi-select delete. More polish • Your latest EMI and interest rate now show everywhere, in full amounts • Get notified in the app when a new version is available • Lots of small fixes and refinements Thanks for using EMI Calculator! Have an idea or spotted a bug? Tap Settings → Send feedback — we read everything.

The developer, ACKPlus Solutions Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • ACKPlus Solutions Private Limited
Size
  • 52.5 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
13+
Copyright
  • © 2026 ACKPlus Solutions Pvt. Ltd.