Refined and polished this week: Sharper, cleaner Ai Insights for smoother projections and trends. More refined multi-currency totals across the home screen, accounts, and widget. Live prices now refresh automatically when you open the app. A cleaner History view, including the date of your all time high. More polished demo mode, account ordering, and sharing. We refine Netvo a little more every week. Thank you for being here.

• Smoother, faster iCloud sync — your accounts, subscriptions, and goals stay in step across iPhone, iPad, and Mac, with quicker cross-device updates. • Everything now shows in your chosen currency — balances, stocks, and milestones — with no drift. • Smarter stocks: backdated purchases, editable prices, one-tap live prices, and correct values for foreign-listed shares. • Stronger backups that include your subscriptions and goals. • Performance and reliability improvements. Thanks for using Netvo — Have an idea or spotted something? We read every message.

Weekly update — your feedback shapes Netvo. • Smarter Ai Insights: fairer score on debt-only accounts, honest projections with locked-until-ready forecasts, debt framed as a goal to close, in-debt progress shown as "% of the gap to positive" • Crash fix when adding entries on iPad and Mac • Widgets now follow your chosen currency • Decimal input now accepts comma (10,30 = 10.30) for Norwegian, German, French and other locales • Indian lakh grouping (3,62,875.15) parsed correctly • Tracker: Mark a subscription paid from the row's long-press menu • Investment holdings show this month's change • History "Current" and monthly breakdown now match across currencies • Performance polish under the hood Keep the feedback coming - we ship improvements every week.

This update makes Netvo smarter and smoother: • Improved performance across the app • Smarter Ai Insights — more honest projections and debt-aware coaching • Loans & debts now tracked more clearly — record entries as "Owe More" or "Pay Down" • Bug fixes for net worth calculation, history chart, goals and milestones Thanks for tracking with Netvo. Spotted something off? Tell us at hello@netvo.app

Version 2.0.0 brings the biggest update to Netvo yet. AI INSIGHTS (NEW) Three tabs of intelligent analysis, all private, all on-device. • Overview: Ai projects your net worth trajectory based on your real history. See where you are headed before it arrives. • Spending: Ai analyses your subscriptions and planned payments, surfaces patterns, and flags what is worth a closer look. • Goals: Ai gives personalised commentary on your pace and projects exactly when you will hit your target. No bank login required. No data shared. Ever. GOALS (NEW) • Set financial targets tied to your total net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Ai projects your deadline based on your actual pace MILESTONES (NEW) • Unlock achievements as your wealth grows • First account added, first goal reached, net worth thresholds • Every milestone saved with the exact date you unlocked it TRACKER ARCHIVE (NEW) • Archive paused subscriptions or payments without losing history • Restore them anytime with one tap CSV EXPORT AND IMPORT (NEW) • Export everything in one file: accounts, entries, snapshots, plan items, goals, and milestones • Import back on any device. Same schema, nothing locked in. Plus bug fixes and performance improvements throughout.

A faster, calmer Netvo. • Live prices sync more reliably • Transaction history now filters by type and amount • Quick +/- entry for shares, crypto, and grams of metal • Lots of little fixes

What's new in Netvo 1.0.1: WEALTH MILESTONES, FRONT AND CENTER Watch your net worth grow with built-in milestones - your first $1K, $10K, $100K, $1M and beyond. Track your check-in streak, unlock achievements as you hit new highs, and get gentle weekly nudges to keep the habit alive. Wealth is built one check-in at a time. SUBSCRIPTION TRACKER, REBUILT A complete redesign of the Tracker tab. Set any renewal cycle (daily, weekly, monthly, yearly, or every N units), mark items as Lifetime or Auto-Renew, and add payment accounts and links. Smart due-date reminders built in. SMARTER BACKUPS Your data is now safer than ever. Daily auto-backup is on by default, mirrored to iCloud Drive (Netvo / Backups folder), and survives uninstall and reinstall. Restore from any backup file with one tap. OPT-OUT CONTROL Choose exactly what counts toward your Net Worth. Exclude any account, category, or group with a single tap - perfect for tracking shared expenses, work accounts, or items you want visible but separate. YEARLY CSV FOR TAXES Export a clean yearly summary of every account and entry, ready for taxes and personal records. Includes both your display currency and the original transaction currency. PRIVATE CRASH REPORTING (OPT-IN) A new toggle in Settings lets you help improve Netvo by sending anonymous crash reports. Privacy-first - no financial data is ever collected, and you can switch it off anytime. POLISH AND FIXES Improved Tracker due-date logic, refined Settings copy, and many small visual and reliability improvements throughout the app. Thank you for using Netvo.