Cabova — Pension & FIRE

Irish Pension & Budget Planner

Free · Designed for iPad. Not verified for macOS.

WHAT IS YOUR FREEDOM NUMBER? Cabova is the financial independence simulator that tells you exactly when you can stop working — and proves it with the math. Unlike budgeting apps that track your past, Cabova simulates your future. Enter your pensions, savings, and monthly expenses. Cabova projects the precise age at which your pot can sustain you for life. —————————————————————— PRIVACY FIRST —————————————————————— Your financial data never leaves your device. No bank connections. No account required. No cloud. Just powerful projections running entirely on your phone. —————————————————————— KEY FEATURES —————————————————————— • Freedom Age Engine — Calculate the exact age you can retire based on your real numbers, not assumptions. • What-If Simulator — Instantly see how a pay rise, lump sum, or extra pension contribution changes your Freedom Age. • Pension Portfolio — Consolidate multiple pension pots (DB, DC, PRSA, SIPP) into one projection. • Net Worth Dashboard — Track liquid and non-liquid assets in a single clean view. • Inflation Modelling — All projections are inflation-adjusted for real purchasing power. • Tax-Aware Projections — Built-in logic for Irish and UK pension tax rules (ARF, PRSA, SIPP, AVC). —————————————————————— WHO IS CABOVA FOR? —————————————————————— • FIRE community members calculating their Financial Independence number • Anyone with multiple pension pots wanting a unified picture • People who want to retire early and need to know the exact gap to bridge • High earners maximising pension tax relief • Anyone frustrated with spreadsheets who wants precision without complexity —————————————————————— GLOBAL WITH LOCAL DEPTH —————————————————————— Cabova works for any country using manual inputs, with deep built-in support for Irish and UK pension tax rules. Free to download. No subscription. Your data stays on your device — always.

Ratings & Reviews

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Small updates to freedom calculations.

Version 2.6.1

The developer, Andrew Young, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Andrew Young
Size
11.6 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPad
    Requires iPadOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
Copyright
© 2026 Cabova Digital
  • Developer Website
  • Privacy Policy

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