DebtTracker: IOU & Loan Log
Who Owes Me? Lend & Borrow
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
DebtTracker 2.0 is here: a fresh new design, "Paid in full" receipts and reminder messages you can send in one tap. PRO is a one-time purchase — no subscription.
Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads.
Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap.
WHAT YOU CAN DO
• Track money you lent and money you borrowed, person by person
• See each person's net balance at a glance
• Record partial payments and installments
• Edit any entry, any time
• Set due dates and get reminder notifications
• Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app
• Settle in full with one tap, then share a "Paid in full" receipt image
• Attach receipt photos to a record
• Swipe actions and recent-people quick picks for fast entry
YOUR DATA STAYS YOURS
• No account, no sign-up
• Your records stay on your iPhone
• Face ID lock
• Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records
• CSV export
FREE
• Up to 5 open records
• Partial payments, due-date reminders and reminder messages
• Backup & restore, CSV export, Face ID and dark mode
PRO — ONE-TIME PURCHASE
• Unlimited records
• Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging
• Payoff planner built around your monthly budget
• PDF and image statements for each person
• 6 custom app icons
• All future PRO features included
Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals.
GREAT FOR
• Friends who lend each other money
• Roommates splitting rent and bills
• Family loans and advances
• Anyone who wants a simple, private IOU book
Download DebtTracker and always know where every loan stands.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
DebtTracker 2.0 — the biggest update yet.
• All-new design: a calm aurora theme with smooth animations throughout.
• Settle-up celebration: mark a debt as paid and get confetti plus a shareable "Paid in full" receipt image.
• Reminder messages: nudge someone in a friendly, polite or firm tone and send it via Messages, WhatsApp or any app.
• Faster entry: one-tap "settle in full", swipe actions and quick picks for the people you use most.
• Backup & restore: save everything to a file in Files or iCloud Drive and bring it back on any iPhone. Free for everyone.
• PRO (one-time purchase): analytics studio, payoff planner, PDF and image statements per person, and 6 custom app icons.
Thanks for using DebtTracker. If it helps you, a rating on the App Store means a lot.
The developer, Osman Dogan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Osman Dogan
- Size
- 16.6 MB
- Category
- Finance
- Compatibility
Requires iOS 26.2 or later.
- iPhone
Requires iOS 26.2 or later. - iPad
Requires iPadOS 26.2 or later. - Mac
Requires macOS 26.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.2 or later.
- iPhone
- Languages
English and 36 more
- English, Arabic, Azerbaijani, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Filipino, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Serbian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- DebtTracker Pro – Lifetime $9.99
- Copyright
- © Osman Dogan
