DebtTracker: IOU & Loan Log

Who Owes Me? Lend & Borrow

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

DebtTracker 2.0 is here: a fresh new design, "Paid in full" receipts and reminder messages you can send in one tap. PRO is a one-time purchase — no subscription. Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads. Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap. WHAT YOU CAN DO • Track money you lent and money you borrowed, person by person • See each person's net balance at a glance • Record partial payments and installments • Edit any entry, any time • Set due dates and get reminder notifications • Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app • Settle in full with one tap, then share a "Paid in full" receipt image • Attach receipt photos to a record • Swipe actions and recent-people quick picks for fast entry YOUR DATA STAYS YOURS • No account, no sign-up • Your records stay on your iPhone • Face ID lock • Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records • CSV export FREE • Up to 5 open records • Partial payments, due-date reminders and reminder messages • Backup & restore, CSV export, Face ID and dark mode PRO — ONE-TIME PURCHASE • Unlimited records • Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging • Payoff planner built around your monthly budget • PDF and image statements for each person • 6 custom app icons • All future PRO features included Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals. GREAT FOR • Friends who lend each other money • Roommates splitting rent and bills • Family loans and advances • Anyone who wants a simple, private IOU book Download DebtTracker and always know where every loan stands.

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DebtTracker 2.0 — the biggest update yet. • All-new design: a calm aurora theme with smooth animations throughout. • Settle-up celebration: mark a debt as paid and get confetti plus a shareable "Paid in full" receipt image. • Reminder messages: nudge someone in a friendly, polite or firm tone and send it via Messages, WhatsApp or any app. • Faster entry: one-tap "settle in full", swipe actions and quick picks for the people you use most. • Backup & restore: save everything to a file in Files or iCloud Drive and bring it back on any iPhone. Free for everyone. • PRO (one-time purchase): analytics studio, payoff planner, PDF and image statements per person, and 6 custom app icons. Thanks for using DebtTracker. If it helps you, a rating on the App Store means a lot.

The developer, Osman Dogan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    Osman Dogan
    Size
    16.6 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.2 or later.
    • iPhone
      Requires iOS 26.2 or later.
    • iPad
      Requires iPadOS 26.2 or later.
    • Mac
      Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.2 or later.
    Languages
    English and 36 more
    • English, Arabic, Azerbaijani, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Filipino, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Serbian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © Osman Dogan