Fince: Budget & AI Tracker
AI money & expense manager
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Tired of finance apps demanding your bank password? Fince keeps everything on your iPhone. Track, budget, and get AI insights — privately.
Smart money tracking, powered by AI.
Fince is the privacy-first money tracker that actually gets you. Log transactions, set budgets, get personalized AI insights — all while keeping your data on your iPhone. No bank connection required. No account to create. No ads, no trackers, ever.
WHY FINCE
- Your data stays on your iPhone. Always.
- AI that understands your spending, not just totals
- Beautiful dashboard with real-time Health Score
- Smart budget alerts at 80% and 100%
- Works in any currency — automatic locale support
- Face ID lock for extra protection
AI-POWERED COACHING
Ask anything about your money. Fince's AI reads your real transaction history and gives specific, actionable advice — not generic tips:
- "Where did my money go this month?"
- "Can I afford this $250 purchase?"
- "How can I save more?"
Get instant, jargon-free answers based on YOUR data.
WEEKLY AI INSIGHTS
Every week, Fince's AI analyzes your spending and surfaces 2 to 4 actionable insights:
- Smart category comparisons
- Unusual spending detection
- Savings opportunities
- Progress celebrations
No more guessing. See exactly what changed and why.
BUDGETS THAT ADAPT
Create monthly budgets per category. Get smart notifications at 80% (warning) and 100% (exceeded). Edit or delete budgets anytime. Color-coded progress bars show exactly where you stand.
BEAUTIFUL STATISTICS
Visualize your spending with elegant donut charts and daily trend bars. See which categories consume the most. Toggle between income and expense views. Watch your habits evolve over time.
DONE IN 3 TAPS
Add a transaction in seconds: amount, category, note — done. 9 smart categories ready to use. Edit or delete anything later with a single swipe.
PRIVACY-FIRST BY DESIGN
Most money apps connect to your bank and track everything. Fince does the opposite:
- No bank connection required
- No account to create
- No analytics, no trackers
- No ads, ever
- No data selling
- Just you, your iPhone, and your money
WORKS WORLDWIDE
Auto-detects your local currency. USD, EUR, GBP, JPY, MAD, INR, BRL — covered without any setup. Write notes in any language — AI responds in the same.
PREMIUM
Try Premium free for 7 days, then $6.99/month or $39.99/year (save 52%). Premium unlocks:
- Unlimited budgets
- Unlimited AI chat and insights
- CSV export
- Priority new features
Cancel anytime in App Store settings.
WHAT'S COMING NEXT
- iOS Home Screen Widget
- Recurring transactions tracker
- Family budget sharing
Follow our journey at fince.app
BUILT WITH CARE
Made by Nice Express. No VC funding, no growth hacking, no tracking. Just an app that does one thing exceptionally well: help you understand your money.
Privacy Policy: https://fince.app/privacy
Terms of Use: https://fince.app/terms
Contact: contact@fince.app
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What's New
- New category picker
- Income / Expense toggle
- Month-by-month budgets
- 10 free budgets (was 3)
- Improved error messages
- Native rating prompt
- Performance fixes
The developer, Nice Express, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nice Express
- Size
- 2.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Annual $39.99
- Premium Monthly $6.99
- Copyright
- © Fince.app