Supported Features
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VoiceOver
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Dark Interface
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Differentiate Without Color Alone
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Reduced Motion
Monaza
Budget & Money Forecast
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
New: see exactly how long your money lasts with
the redesigned dashboard and monthly plan.
Free during beta — all features unlocked.
Know exactly how long your money lasts.
Monaza gives you one number that changes everything:
how many days your money will last at your current
spending rate. No spreadsheets. No guesswork.
Just clarity.
Whether you're managing a salary in Angola, tracking
investments on the BODIVA, or juggling multiple
currencies, Monaza brings your entire financial life
into one place.
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WHAT MONAZA DOES
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BALANCE FORECAST
See your projected balance day by day until your
next payday. Know what's coming before it arrives.
MONTHLY PLAN
Build your month before it starts. Set your income,
fixed expenses, and savings goal — Monaza shows
exactly what's left to spend, and flags you when
you're drifting off track.
AVAILABLE TO SPEND
Understand exactly how much you can safely spend
after your fixed expenses are covered.
INVESTMENTS & BODIVA
Track your portfolio performance over time. Follow
BODIVA stocks, fixed deposits, real estate, and more.
The only personal finance app with native BODIVA
support.
NET WORTH
Your assets minus your liabilities, updated in real
time. Watch your wealth grow month by month.
DIVIDEND TRACKER
Know when your dividends are coming before they
arrive. Never miss a payment again.
MULTI-CURRENCY
Native support for AOA (Kwanza), USD, EUR, and more.
Built for markets where inflation is real and
exchange rates shift fast.
IMPORT YOUR DATA
Switching apps? Import transactions via CSV or
migrate directly from Spendee. No data left behind.
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WHY MONAZA IS DIFFERENT
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Most personal finance apps were built for the
American banking system. They don't work for the
rest of the world.
Monaza was built from scratch for markets where
money is complicated: high inflation, multiple
currencies, and no open banking. It started in
Angola — one of the most financially challenging
environments in the world. If it works here, it
works anywhere.
No bank connection required. No sensitive
credentials. You stay in control.
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PRIVACY & SECURITY
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· Does NOT connect to your bank accounts
· Does NOT store banking credentials
· Data encrypted in transit and at rest
· Export or delete your data at any time
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FREE DURING BETA
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Monaza is completely free during the beta period —
all features unlocked, no limits. Help us shape the
future of personal finance for emerging markets and
enjoy full access while you do.
Questions? support@tumaio.com
Ratings & Reviews
Monaza 1.3.3
This is the biggest update since launch.
The dashboard is redesigned: a new Available to
Spend ring, cycle account summary, forecast to your
next payday, and a weekly spending chart — all
visible the moment you open the app.
New My Month tab: your monthly plan, category
budgets, and cash flow in one place.
The + button logs a transaction in seconds. You can
now also create recurring expenses directly from any
transaction.
Improved onboarding: set up your income, recurring
bills, and notifications right from the start.
More in this update:
— Appearance: Light, Dark, or System
— Password recovery
— Notifications with mark-as-read and icon badge
— Faster dashboard and net worth updates
— Smoother navigation throughout the app
Fixes:
— Available to Spend shows correct values when
balance is zero
— Notification links open the right screens
— More consistent back navigation in plan setup
Questions or feedback? support@tumaio.com
The developer, Tumaio, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Usage Data
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- Tumaio, Inc.
- Size
- 45.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Tumaio, Inc.