Rocco Subscription Information
*Not all subscribers qualify for Cash Advance and few qualify for $250. Depending on eligibility, Cash Advance offers range from $20-$40 for first-time customers and $20-$250 for all others. Expedited delivery is available for a $1.99-$14.99 fee and usually arrives within 20 minutes. Standard delivery takes up to two business days. Tipping is voluntary, ranges from 0%-20% of the Cash Advance amount, and does not impact your eligibility for future Cash Advances.
Rocco offers a 14-day trial. Once the trial concludes, Rocco charges an auto-recurring $8.99/month subscription fee for cash advance, personalized budgeting tools, spending insights, and automated alerts to help prevent overdrafts. If you do not wish to pay the subscription fee, you must cancel your subscription by visiting “Billing” in the mobile app or contacting hello@roccoapp.com.
Cash Advance 101
Rocco offers qualifying subscribers $20-$250 to help pay expenses (such as groceries, gas, and bills) and avoid overdraft fees when they're in a pinch. You must first link a bank account with at least 3 recurring direct deposits and pass an identity verification check. The amount of money you can take (i.e., your eligibility) refreshes daily. Rocco uses several data points—including, but not limited to, your income amount and spending patterns—to determine your eligibility. Rocco does not run a hard credit check. When you take cash, you agree to a repayment date to pay your outstanding balance. Your repayment date will be your next predicted direct deposit date.
Rocco has no legal right to repayment. There is no mandatory minimum or maximum repayment term and Rocco does not charge interest or late fees.
Rocco does not sell your personal data to third parties. Learn more about our privacy policy: roccoapp.com/privacy-policy.
You can learn more about our terms at https://roccoapp.com/terms-of-service.
Questions? You can contact us by emailing us at hello@roccoapp.com
Rocco Finance, Inc.
8 The Green Suite A
Dover, DE 19901
Had A Few Glitching Going On > Saying "Your Bank Account Doesn’t Have Enough History" (Even Tho I've Been With The Same Bank For The Last 5 Years😬😵💫) … But Couple Refreshes The App Caught Up, Was Offered An Advance & Got It In 2 Seconds! Alot Of These Apps Do Say "Cash / Paycheck Advance" And It’s Either A Scam To Sell Your Info Off, Or You Have To Do A Bunch Of Things Before Youre Offered One & They’ll Never Tell You The "Why's When's Or How's" Either 🥱. But Overall? I Like It, Easy To Use, Got All Your Money Breakdowns! Its Good! Would 100% Recommend To People Needing Something Quick & Easy To Use! Now…My Only Complaint With It Is: That Membership Fee 😂😂 It’s A Lil Crazy! Buttt I Also, Understand Why = The *No Interest* Bc Alot Of Apps Definitely Over-Do It With Their Interest Rates (I.e: Dave, Which Has High Interest AND Monthly Subscription😑) — $8 Is High For A Membership, But You Guys Have To Make Sure You Get Your Money Back Nmw (For The People That Like To Scam Advance Apps, By Not Paying Them Back 👎) So 100% Get Why And Cant Knock It 👏… Currently Subscribed 🫡
I couldn’t use them but they’re good.
Nobodyspecial880
Unfortunately the app said you don’t offer cash advances in my state of California but I was able to cancel my membership without the membership cost. If I had been able to get the cash advance then I would have been happy to keep it. I appreciate the fact that they have good business practices and I’ll be back if and when you do add Cali.
Every cash advance app need to change this…
Arietis Ra
So just about every cash advance app wants to see your transaction history right. And if its not enough or the money is gone too quick because you spent just about all of it, you get denied an advance. So not one app thinks… “hey all of that guys money went to bills as soon as he got paid. Hmmmm but theres not enough transactions to give an advance”. Now how dumb does that sound? to be clear… “I DONT HAVE ENOUGH TRANSACTIONS AFTER I GET PAID BECAUSE IT ALL GOES TO BILLS!!!! Like how is that an ineligibility for cash advance. You see i have a recurring paycheck from a job right??? This was the latest app that denied me for the same reason so congratulations, you got picked out of all of them for extensive negitive review!! Have a nice day 🤬
Scam
Gogogogoapplejuice
Downloaded the app and signed up for their “free trial” then entered my banking information in hopes of getting an advance. I was told my bank was only 3 weeks old and that it was too new to accept me for an advance. (I’ve been with the bank for a year ) When I went into the app they had the amount of money I’ve made for the whole year and my last direct deposite which clearly shows my bank account is not 3 weeks old. I tried to speak to a real person other than their robot and couldn’t. So ultimately, I decided to cancel the subscription. I believe they are trying to get you to sign up for their subscription so they can take money but not offer you anything.
Bug fixes and app improvements
Version 1.2.3
The developer, Rocco Finance Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Body
Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
