Analog Capital
Financial planning
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Analog Capital — Financial Planning, Stress-Tested
Most planning apps show you one rosy line into the future. Analog Capital runs thousands of Monte Carlo simulations against your real income, expenses, accounts, and goals — so you see the full range of outcomes,
not just the average.
Built for people who want to understand their financial life the way a planner would, without paying for one.
What you can do
• Project your financial future — Run full lifetime Monte Carlo simulations across retirement, home purchases, education, and major goals. See success probabilities, not just point estimates.
• Model your real life — Salary, bonuses, 401(k) contributions and matches, RSUs, real estate, mortgages, property taxes, home insurance, and recurring expenses. The model reflects how money actually moves.
• Plan around goals — Add retirement targets, home purchases, education funding, or anything custom. See how each goal interacts with the rest of your plan.
• Refine over time — Start with a quick onboarding in minutes, then sharpen your plan piece by piece as life changes.
• Get insights, not noise — Personalized insights surface what's actually moving your outcomes — savings rate, asset allocation, tax efficiency — and where small changes compound.
• Link real estate to taxes and insurance — Properties, property tax, and home insurance are modeled together so the numbers line up with reality.
• Chat with an AI planning copilot — Ask questions about your plan in plain English and get answers grounded in your actual simulation results.
Why Monte Carlo matters
A single "average return" projection hides risk. Markets don't deliver the average every year — they deliver sequences. Analog Capital simulates thousands of those sequences against your actual cash flows so you
can see how often your plan succeeds, where it breaks, and what to change.
Your data, your device
Analog Capital is designed around your inputs, not bank screen-scraping. You decide what to model and how detailed to get.
Start in five minutes. Refine for a lifetime.
Ratings & Reviews
- Improved chat experience
- Bug fixes
The developer, Analog Capital AI, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Analog Capital AI, LLC
- Size
- 63.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Analog Capital
