Luchu

Personal finance with AI

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Luchu is the personal finance app with artificial intelligence that understands how you spend, alerts you before going over budget, and helps you get out of debt. Designed for Latin America, with local currencies, Spanish support, and a personality that adapts to you. WHAT LUCHU IS FOR - Log expenses in seconds: by voice, photo, PDF, or natural writing - Create category budgets with alerts when you're close to the limit - Track credit cards, loans, and debts with automatic calculations - Split expenses with friends on trips, dinners, or roommates (no Excel needed) - Visualize your financial health with clear dashboards and actionable advice AI THAT UNDERSTANDS YOU Talk to Luchu like a friend. Tell it "I spent 250 pesos on food yesterday" and it logs it. Ask "how much have I spent this month?" and get real numbers. Best part: choose its personality - normal, polite, motivational, humorous, nervous, or toxic (yes, it scolds you when you deserve it). SMART BUDGETS - Create monthly category budgets - Get notifications at 70%, 90%, or 100% of limit - Compare with previous months and discover patterns - Suggests adjustments based on your real history DEBT CONTROL - Track all your credit cards and loans - Calculate interest, statement dates, and minimum payments - Payment strategies: snowball and avalanche - Import bank statements as PDF and categorize automatically SHARED EXPENSES - Create groups for trips, shared housing, or outings - Split expenses with automatic calculation of who owes whom - Suggested optimal payments to settle in fewer transactions - Friends don't need the app to be included PRIVACY AND SECURITY Your financial data is yours. Luchu uses end-to-end encryption, Apple and Google authentication, and never sells your data. Period. MADE FOR LATAM Supports multiple currencies (MXN, COP, PEN, CLP, USD, EUR, and more), local date and number formats, and full translations in Spanish, English, and Portuguese. KEY FEATURES - Voice capture with natural recognition - PDF imports (bank statements) - Smart push notifications (no spam) - Dark mode - Sign in with Apple and Google - Cloud sync LUCHU PRO Essential features are free forever. If you want more (unlimited budgets, unlimited AI, CSV/Excel exports, priority support), Luchu Pro is available as a monthly or yearly subscription. Subscriptions auto-renew. You can cancel anytime from your Apple ID account. LEGAL Terms: https://luchu.app/terminos Privacy: https://luchu.app/privacidad Support: https://luchu.app/soporte Ready to take control of your finances? Download Luchu and start today.

Ratings & Reviews

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• Transactions: confirm or delete with the kebab menu and long-press from the list • One-tap import from Gmail (direct deep-link) • Categories now classified as Income, Expense or Both for faster entry • Type filters (Income/Expense/Both) in the category picker • Redesigned offline screen with clearer message and retry • Smoother onboarding: "Next" button at the top, search and "Select all" for banks • Dashboard: Debts KPI now includes what you owe in groups • Business mode with its own side menu • PDFs and copy localized in es/en/pt • Bug fixes and stability improvements

Version 1.3

The developer, Juan Manuel Castillo Pinto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Juan Manuel Castillo Pinto
Size
  • 95.8 MB
Category
  • Finance
Compatibility
Requires iOS 16.0 or later.
  • iPhone
    Requires iOS 16.0 or later.
  • iPad
    Requires iPadOS 16.0 or later.
  • Mac
    Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Luchu PRO Monthly $1.99
  • Luchu PRO Annual $19.99
  • Learn More
Copyright
  • © WarlockCode
  • Developer Website
  • Privacy Policy

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