PayUp Messages
Track money owed, quick & easy
Only for iMessage
$0.99
iMessage
Track money between you and a friend right in iMessage. Tap to draft, send to confirm. No accounts, no banks. A simple shared ledger that always agrees.
PayUp is the simplest way to keep track of who owes whom, right inside iMessage. Send a quick "you owe me $10" or "I paid you $20" in any conversation, and both sides stay perfectly in sync.
WHY PAYUP?
Splitting dinner, lending a $20, covering tickets. Money moves between friends all the time, and "didn't I pay you back already?" gets old fast. PayUp gives both of you a private shared ledger that lives right in your Messages thread.
HOW IT WORKS
• Open the PayUp app from the Messages drawer
• Set your names (only takes a second; you can update them anytime)
• Tap a preset amount or enter a custom one
• Hit Send to make it real
• The other person taps the message to agree or disagree
• The ledger updates on both phones instantly
THREE QUICK ACTIONS
PAY. Money you sent. If you owe them, it's a payback. Otherwise they'll owe you.
RECEIVE. Money you got. Tap "Balance" to clear what they owe you in one shot.
REQUEST. Ask them for money. They tap to agree, which creates a debt they owe you.
PLUS THE LEDGER
A persistent button at the bottom of the screen opens the shared ledger: running balance, pending claims, and full history with names and dates.
PRIVACY-FIRST
PayUp stores everything locally on your device. No accounts. No servers. No tracking. Your ledger is yours.
PERFECT FOR
• Roommates splitting bills
• Couples sharing expenses
• Friends covering each other for dinner, drinks, and tickets
• Parents and kids tracking allowance or loans
• Anyone who's tired of "I'll Venmo you" and then forgetting
HONEST TO THE PENNY
Every transaction shows up in chat with the amount and a tap-to-respond message. The other side can agree or disagree, and the ledger respects what both of you confirmed. No surprises.
Get PayUp and never wonder "wait, am I square with them?" again.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Benjamin Nau, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Information
- Seller
- Benjamin Nau
- Size
- 756.7 KB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026
