Al-Shmokh

Finance

Free · Designed for iPad. Not verified for macOS.

Al Shmokh is the official platform for managing Shariah-compliant Tawarruq (Commodity Murabaha) transactions, the Islamic finance structure that replaces interest-based lending and deposits with real commodity trading. BUILT FOR BANKS AND AL SHMOKH STAFF Al Shmokh is an enterprise tool used by partner banks, branch managers, and Al Shmokh operations teams to manage the full Tawarruq transaction lifecycle: - Create and review financing and deposit quotations - Track bank manager and customer approval workflows - Manage the three-stage commodity certificate process (purchase, transfer, and market sale) that documents Shariah-compliant trading at every step - Monitor purchase orders and settlement status in real time - Handle early settlements and purchase cancellations - Run branch and bank-level performance reports - Manage users, roles, and permissions across banks and branches FOR CUSTOMERS Bank customers can securely log in to view their own transaction certificates and track the status of their financing or deposit, no need to call the branch or wait for paperwork. SECURITY AND COMPLIANCE Every transaction is backed by real commodity trading through licensed exchange partners, with certificates generated for each stage to provide a full audit trail. Role-based access keeps bank data, customer data, and administrative functions properly separated. Available in English and Arabic.

Ratings & Reviews

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Bug fixes.

Version 1.0.1

The developer, DjavaFactory, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

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    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    DJava Factory Sdn Bhd
    Size
    44 MB
    Category
    Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Al Shmokh
  • Privacy Policy

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