Richer: Budget & Finance

100% Offline Privacy. No Ads.

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

**100% Private & Offline.** No ads, no subscriptions, and no tracking. Your data stays on your phone—where it belongs. Enjoy total peace of mind with zero data leaks. RICHER: Personal Finance App for Individuals & Families - No Google Ads (Privacy-First) - No Monthly Fees (Pay Once, Own Forever) - Works 100% Offline - Encrypted Local Storage MULTIPLE PROFILES - ONE APP - Perfect for couples, families, or individuals managing multiple finances - Each profile has its own accounts, budgets, and financial goals - No sharing between profiles unless you choose to - Cross-device sync coming soon EXPENSE TRACKER & BUDGET PLANNER - Categorize every transaction (food, transport, bills, shopping, etc.) - Set monthly budgets and track spending in real-time - Visual progress bars show remaining budget at a glance DEBT TRACKER -- SMARTER THAN OTHER APPS - Debts and receivables directly linked to your wallet or bank account balance - Balance updates automatically when debt is recorded or settled - Share your debt list as an image straight to WhatsApp -- chase payments effortlessly - Full details in one view: name, amount, due date, and status - A debt tracking feature most personal finance apps simply don't have FINANCIAL GOALS TRACKER - Create custom saving goals (vacation, emergency fund, house, etc.) - Link multiple wallet accounts or bank accounts to a single goal - Track savings progress visually and in real-time COMPLETE MONEY MANAGEMENT - Track bank accounts, e-wallets, and cash in one place - Manage recurring expenses automatically - Detailed charts and financial visualizations MULTI-CURRENCY SUPPORT - IDR, USD, SGD, and more with live daily exchange rates - Each wallet account has its own currency, convert amounts instantly - Perfect for digital nomads managing multiple currencies PRIVACY-FIRST -- YOUR DATA IS YOURS - All data stays on your device -- never sent to any server - Works fully offline, no account required - Military-grade encryption for sensitive financial data - Optional Google Drive backup for peace of mind SECURITY YOU CAN TRUST - PIN & biometric lock (fingerprint/face recognition) - No trackers, no ads, no data sales -- ever CELEBRATE YOUR FINANCIAL MILESTONES - Earn achievements when you stay on budget or hit savings targets - Share milestones to Instagram or TikTok -- no amounts shown, only percentages PERFECT FOR: - Couples managing household budget separately on their own device - Families with members tracking money independently - Individuals keeping personal & business finances separate - Freelancers needing a simple personal finance tracker - Digital nomads managing multiple currencies - Privacy-conscious users who don't want their data sold WHY RICHER IS DIFFERENT: Multi-profile finance, automatic debt tracking, goals tracker, fully offline, no cloud servers. The only money management app that keeps your financial life completely private. QUICK START: 1. Launch app and follow onboarding 2. Add your accounts (bank, e-wallet, cash) 3. Track expenses and set your monthly budget 4. Reach your financial goals Download Richer today -- the personal finance app built for privacy. Questions? Check our FAQ or contact support.

Ratings & Reviews

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improve ux for align bahasa indonesia and english.

Version 1.0.9

The developer, Arif ., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Arif .
    Size
    • 51 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPad
      Requires iPadOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    Languages
    • English
    Age Rating
    13+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Arif Tan Studio
  • Developer Website
  • Privacy Policy