DebtFree AI Coach

AI Debt Payoff Planner

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Know your exact debt-free date in 60 seconds. DebtFree AI Coach uses artificial intelligence to build your personalized debt payoff plan and shows you exactly when you'll be completely debt free. No more guessing. No more minimum payments into the void. Just a clear finish line. CHOOSE YOUR PAYOFF STRATEGY Debt Snowball — pay off smallest balances first, build momentum fast. This is Dave Ramsey's proven method that keeps you motivated with quick wins. Debt Avalanche — attack the highest interest rate first and save the most money overall. DebtFree AI models BOTH strategies so you can see exactly which payoff date works best for you. HOW IT WORKS 1. Enter your debts — credit cards, student loans, auto loans, personal loans, medical bills 2. Enter your balance, interest rate (APR), and minimum payment 3. Add any extra monthly amount you can put toward debt 4. Instantly see your debt-free date for both strategies 5. Track every payment and watch your date get closer WHAT DEBTFREE AI TRACKS Credit card debt — Chase, Capital One, Citi, and more Student loans — federal and private Auto and car loans Personal loans Medical bills Any other debt you're carrying FREE TO START Try it for 30 days for free, then $4.99 if you decide to keep it. Cancel anytime. Having a clear plan will save you tons in interest and help you break free from the chains of debt. WHY DEBTFREE AI IS DIFFERENT Most debt apps just track your balances. DebtFree AI tells you WHEN you'll be free — and uses AI to help you get there faster. That one number changes everything. The day you see your debt-free date is the day debt stops running your life. Download free and find your date today. Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Updated the onboarding/pricing card to reflect $4.99 annual subscription.

Version 1.0.2

Subscriptions

The developer, Michele Mackin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Michele Mackin
    Size
    • 31.3 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    16+
    In-App Purchases
    Yes
    Copyright
    • © Copyright 2026 Hottakes Lifestyle & Fine Art Salon, LLC.
  • Privacy Policy

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