RAP Loan Calculator – RAPlan

Estimate RAP payments fast

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

New RAP rules hit July 1, 2026. See your exact payment in 10 seconds. No signup. One-time $2.99. Your student loan payment is about to change. Starting July 1, 2026, the new federal RAP plan changes payments for millions of borrowers. RAPlan shows exactly what you’ll owe in seconds. FREE CALCULATOR • Enter AGI and dependents • Monthly RAP payment instantly • Annual cost and bracket rate Clear numbers, no guesswork WHAT-IF SCENARIOS • Compare income changes • Family size impact • Side-by-side plan comparison RAPLAN PRO (ONE-TIME) • Tax Bomb Calculator (forgiveness taxes) • Income Growth Simulator (year-by-year) • RAP vs Standard vs IBR comparison • Save up to 3 scenarios • Recertification reminders WHY ONE-TIME • $2.99 once, use forever • No subscriptions, no surprises PRIVACY • No account • No tracking • All calculations on device ACCURACY Based on official RAP rules and tested against legislative examples. Always confirm with your servicer at studentaid.gov. DISCLAIMER Informational calculator only. Not financial, tax, or legal advice.

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Stability improvement: Pro upgrade now waits reliably for product loading and shows a clear error if the network is unavailable.

The developer, Juraj Dollinger-Lenharcik, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • Juraj Dollinger-Lenharcik
    Size
    • 949.2 KB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 JDL Software