OuchMoney: Budget Planner
Expense Tracker & Bill Manager
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Be the first to get roasted. Drop a bank statement and watch Penny turn 30 days of bad decisions into a comedy special. For spenders who need a laugh, not a lecture.
OuchMoney is the budget planner and expense tracker that actually makes you stick to a weekly budget — by roasting every dollar you blow on doomscroll shopping, subscription waste, and that fourth iced latte this week.
For couples, families, ADHD spenders, paycheck-to-paycheck survivors, and anyone who needs financial therapy with a laugh track.
Upload your bank statement or drop a receipt. Penny, your personal financial comedian, reads every transaction like evidence at a trial and turns your worst spending decisions into a live stand-up roast.
-- KNOW YOUR LIMITS --
Live progress rings keep your weekly and monthly spending crystal clear. Know exactly how much safe-to-spend cash remains before your next paycheck.
-- OUCH CARDS --
Every purchase gets 6 custom "ouch cards" — dark-humor insights that show you exactly what that impulse buy actually cost you in work hours, freedom days, and opportunity cost.
-- THE ROAST --
Pick your comedy style and let Penny tear into a full month or year of spending:
- Classic Set — stand-up burns, one slide at a time
- Running Bit — one escalating routine that builds to a kill shot
- Dark Humor — darker, meaner, no mercy on the self-sabotage
- Crowd Work — Andrew Schulz style. Brutally personal. Nowhere to hide.
-- WHAT PENNY KNOWS --
Penny uses your profession, age, city, income, debt, and savings goals as ammunition. The more he knows, the harder he hits.
-- ADD CONTEXT --
For each transaction, add a note — "stress-bought this," "friends were over," "company reimbursed me." Penny will weaponize your own admission against you in the roast.
-- YOUR NUMBERS --
Set your monthly take-home, freedom target year, and savings goal. Every ouch card shows the real cost of your purchase: hours of life sold, days of freedom delayed, and what that money compounds to by your freedom year.
No fluff. No gentle nudges. Just the cold, funny truth about where your money actually goes.
OuchMoney Premium unlocks unlimited imports and daily roasts.
Privacy Policy: https://ouchmoney-web.vercel.app/privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Paycheck Blitz Budget limit widget and ring
UI update and redesign
Improved category breakdown.
The developer, Jubal Jacob, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jubal Jacob
- Size
- 128.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Age Rating
9+
- 9+
- Infrequent
Profanity or Crude Humor
- In-App Purchases
Yes
- Yearly Subscription $39.99
- Monthly Subscription $4.99
- Copyright
- © 2026 OuchMoney