Learn smart money habits with your virtual pet.
Meet Penny, your personal money buddy!
Penny Pals make financial wellness feel like play. Take care of Penny, your adorable virtual pet, by building real-world money habits. The healthier your habits, the more Penny grows.
What you can do:
• Lessons — Complete fun, interactive money lessons to learn and earn coins.
• Daily Quizzes — Answer quick, rotating questions to learn about saving, spending, and budgeting. Get them right to earn coins!
• Savings Goals — Set personal goals and track your progress. Completing goals earns big rewards.
• Smart Budgeting — Plan your spending with built-in guidance like the 50/30/20 rule.
• Daily Streaks — Come back every day to build a streak and keep Penny smiling.
• Customize Penny — Spend your earned coins to unlock new ages and trips, with more fun customization coming soon. Watch Penny grow from baby to boss and travel the world with your pet!
Penny Pals is designed to be warm, cozy, and encouraging — never cold or cynical. Whether you are just starting your financial journey or looking for a fun way to stay on track, Penny is here to cheer you on.
No subscriptions. No pressure. No collecting, storing, selling, or sharing of your personal financial data. Just you and Penny, getting better with money every day.
Penny Pals is for educational/gamified purposes and not a registered banking/investment service.
Finally, an App that makes money management fun! I love the daily tips and quizzes. Penny is just the cutest thing ever. As someone who has struggled to stick to a budget, I’m excited to use Penny Pals every day!
My kids are going to love it
j.musicace105
Been looking for something helpful for kid’s financial habits. This looks like a great balance between education and gamification.
What's New?
Learning about money just got even more fun, and your progress is safer than ever! Here is what is waiting for you in Penny Pals 1.4:
Interactive Financial Lessons
Dive into brand-new, bite-sized lessons designed to make mastering everyday money habits engaging, practical, and fun for all ages.
Cloud Sync & Sign-In
Never lose your hard-earned progress again! Create an account or sign in to seamlessly save your streaks, rewards, and pet progress to the cloud across all your devices.
UI & Visual Polish
We have refreshed the interface with smoother navigation and visual enhancements to make interacting with Penny feel even better.
Under-the-Hood Tuning
We have squashed pesky bugs and boosted app performance so your experience with Penny is fast, smooth, and seamless.
Love learning with Penny? Leave us a review and share your favorite feature!
Version 1.4
The developer, Jaqueline Baucom, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Identifiers
Usage Data
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Differentiate Without Color Alone
Reduced Motion
Information
Seller
Jaqueline Baucom
Size
34.6 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.