Ponder just got faster, smarter, and easier to live in. • Redesigned chat — a smoother, more responsive conversation experience with refined typography that's easier to read. • Stop, retry, and regenerate — take control of any answer. Pause a response mid-thought or ask Ponder to try again. • Build your dashboard your way — drag and drop widgets to reorder them, with everything reflowing live as you go. • Compare your spending — see how any month, category, or merchant stacks up against another at a glance. • Pending transactions included — your balances and monthly totals now reflect transactions still settling, so nothing catches you off guard. • Cleaner spending breakdowns — merchants are now grouped by who you actually paid, not messy raw bank text. Plus a faster app and a smoother experience after linking your bank. Thanks for using Ponder!