Car mileage on the Overview If you track a car, the Overview now has a mileage card: kilometres this month and your cost per kilometre, one tap from the full log. It shows up once you've recorded your first odometer reading. A note on the cost per km: every expense you add to your Transport category counts towards it — fuel, tolls, parking, maintenance — divided by the kilometres you drove. Keep car spending in that category and the number stays honest. Splitting a transaction • Both rows now start on the category the transaction already has. Splitting a grocery run no longer hands you two blank rows — you change only the one that's different. • The row's label is the category itself, picked from the list, instead of a free-text field whose text never appeared anywhere in the app. • The number pad closes when you tap outside it, and what you type goes to the row you tapped. Before, tapping a second row could change the transaction's main amount instead. Also fixed • The page no longer swings sideways when you pull down on Overview or Insights. It only happened with larger text sizes, and it's gone at every size. • Changing the date on a mileage entry no longer throws away the reading you just typed. • In Portuguese, picking a category inside a split no longer saves its English name. • Buttons across the app no longer draw a grey capsule behind their icons. Thank you for using ucm. Questions or ideas are always welcome: developer@thothi.com.br

Card spending now shows up everywhere it's counted. If you pay with a credit card, a few screens were leaving those charges out. Tapping a category in Budget could show a total with an empty list under it, and History could look empty even with a month of charges logged. Both are fixed. • Tap a charge to open it. On a card statement, on the "what's due" banner, and now in Insights too — you land straight on the entry, so you can check or fix it right where you found it. • Statements tell charges apart. Each line shows its note and date, so two charges in the same category are no longer the same line twice. Long statements show the recent ones with "See all" for the rest. • Your balance chart uses the history you already have, instead of waiting two more month-ends to appear. • Setting up a card is clearer. The closing day and the due date are easier to tell apart, and you can see the two real dates your settings produce. • Typing amounts like 1.234,56 now works when setting an account's starting balance and when reconciling. • Also: your settings survive an iCloud duplicate, archived accounts count in your Health Score again, and renaming a category can no longer quietly merge two budgets into one. Thanks for using ucm. Questions, bugs, or ideas? We'd love to hear from you — developer@thothi.com.br.

This update makes recurring bills impossible to misread — and fixes a sneaky duplicate. • Recurring bills: the date is now "First charge", highlighted in orange when it would charge today — so a bill meant for the 17th never debits early by surprise. • No more duplicate charges: a fast double-tap on Save or an iCloud sync hiccup can no longer create the same recurring charge twice. • ucm now always opens on the current month, on every tab — no more balances from a month you browsed last week. Thank you for using ucm! Questions or ideas? We read everything: support@thothi.com.br

Small fixes, right where you feel them. • Scheduled transfers — and any post-dated entry — now land first thing in the morning, instead of at the time of day you happened to create them. • Amounts now match your chosen app-language formatting. Thanks for using ucm. Questions, bugs, or ideas? We'd love to hear from you — support@thothi.com.br.

Set a transfer now, let it happen later. Give any transfer a future date and it lands in a new Upcoming transfers list on Manage Accounts — you'll see it waiting there until the day it moves, and it's one swipe away from cancelling if you change your mind. Plus a handful of small fixes and polish. Thanks for using ucm. Questions, bugs, or ideas? We'd love to hear from you — support@thothi.com.br

The little things you feel every day. • Future-dated transfers finally make sense. Give a transfer a later date and ucm confirms it's scheduled — then shows it in History until the day the money actually moves. No more wondering if it saved. • Tap anywhere on a row to open it — the whole row, not just the little arrow. Accounts, cards, mileage, settings. • A lighter, flatter header across the app. Plus a round of quiet fixes and polish.

Your numbers, more honest. This update makes ucm count money that has actually moved — not bills that are still scheduled — so what you see matches what's really happening. • Safe-to-spend that tells the truth. Your widget, Overview, Budget, Cards and Siri no longer treat a bill due later this month as already spent. No more "85% used" on the 2nd. • Refunds behave like refunds — on regular, recurring, installment and split entries alike. • Cancel a subscription and its upcoming charges go with it, not just the reminder. • Nothing important is deleted without a heads-up, and archived accounts can now be restored. • Privacy mode now hides amounts from VoiceOver and notifications, too. Also fixed: renewal reminders that actually arrive, the app always opening on the current month, faster and steadier receipt scanning, cleaner CSV export/import, a tidier header, easier month navigation in History — plus dozens of smaller polish and translation fixes. Thank you for budgeting with ucm.

New in 1.9 • See what's coming — History and Budget can now look ahead to future months, so scheduled recurring transactions are visible before they hit. Future amounts are clearly marked as committed, not spent. • Smarter numbers you can trust — subscriptions that were never actually charged no longer inflate your totals, and alerts, insights, and your savings badge now count only money that has really moved. No more "budget reached" on day 2 because rent is due on the 28th. • Easier odometer entry — the mileage wheel now starts right at your last reading, so logging is one spin and a lower value is impossible to enter by mistake. • One less tap — adding a transaction pre-selects the account you used last. • Streak protection — if skipping today would break your logging streak, your morning reminder says so. If you've banked a freeze day, it won't cry wolf. Plus a friendlier first-run setup and plenty of polish.

New in 1.8 • Safe to spend today — one number on your Overview that shows what's actually free to spend after bills and budgets. No math required. • Logging streak — a gentle nudge to keep your budget up to date, with built-in freeze days so one busy day doesn't break your run. • Refunds — got money back? Log it as a refund and it credits the right category (and your card) instead of inflating your income. • Catch up by the number — back after a busy week? Enter what your account actually shows and ucm trues it up in one tap. • Car mileage — track your odometer and see what a kilometre really costs you. Plus dozens of fixes and polish across budgets, statements, and history to keep every number trustworthy.

Track your car, to the kilometre. The big addition this release: Car Mileage. Log your odometer and ucm turns your spending into a real cost-per-km — fixed costs and running costs, separated honestly. Find it in Settings → Vehicle. Also new in 1.6: - A fresh Liquid Glass look on iOS 26 - Lock Screen widgets — your budget at a glance, tap to log an expense - Undo a card payment if you tap by mistake - Clearer Insights — month-to-date now compares fairly against the same days last month - Gentle sound effects for the moments that matter - Big accessibility upgrades: full Dynamic Type, VoiceOver, and audio charts …and a few hidden surprises for the curious. Try pressing and holding things. Plus accuracy improvements across budgets, net worth, and split transactions. Thank you for using ucm.

What's new in 1.5 • Transfers — move money between your accounts in one step. Transfers no longer inflate your spending or income, so your totals stay honest. • Credit card statements — browse every statement month by month, each with a clear Paid / Due / Overdue status. A missed payment never disappears: it stays visible (and reminds you) until it's settled. • Edit recurring transactions properly — change a repeat's frequency, like monthly to bi-weekly, without deleting and re-adding the whole series. • Smarter budgets for bi-weekly bills — when a bi-weekly expense lands a third time in a month, ucm marks it "expected" instead of flagging your budget as over. • Better receipt scanning — reads dates in your region's format and picks the right total even when you paid cash. • Polish — clearer "Today / Yesterday" labels in History, privacy mode now covers more screens, and several rough edges smoothed out.

Credit cards, done properly. • Pay a card statement in one tap — from the home screen banner or the card's own page. Pay the full balance or a partial amount, your choice. • When you put a charge on a card, choose which account you'll pay it from. Your balances stay accurate until the statement is actually due. • Installments are clearer: see every payment, edit the whole plan at once, or cancel it entirely. • Redesigned card pages with a cleaner, more polished look. Under the hood, we tightened up how spending and balances are calculated so every number is consistent across the app. Plus the usual fixes to keep things running smoothly.

Polish and accuracy improvements across the board. • Pay credit cards from a specific bank account — your balances now stay exact. • Insights only celebrates once it has enough data to mean it — no more "great" verdicts on day one. • Sharper privacy mode: more amounts hidden when you blur the app. • Cleaner Financial Health gauge, plus fixes under the hood. Thanks for using ucm. Got feedback? We read every message.

Fixed a bug where tapping Manage Accounts or Manage Credit Cards in Settings would unexpectedly close the screen. Credit card deletions now save correctly. Privacy mode now hides all amounts across the Overview, including the budget alert and subscription totals.

ucm 1.4.4 Bank Accounts — finally here. Add your checking, savings, or any account you use. Switch between them on the Overview to see exactly what's in each one. Your total balance always stays accurate. Real Hourly Wage Every expense now tells you something new: how many hours of your life it cost. Log a purchase and see it converted into time — a simple way to decide if something is really worth it. Import OFX files Already import CSV? Now you can import OFX too — the format most Brazilian banks export directly. Months of history, imported in seconds. Smarter day-to-day • Undo a dismissed transaction with one tap • ucm remembers the merchant name you used last time • Duplicate transactions are flagged before they're saved • Transactions are grouped by date so your history is easier to scan • Credit card charges no longer incorrectly reduce your cash balance Bug fixes and polish throughout.

Privacy Mode Tap the eye beside your balance to instantly blur every amount — across the whole app and your home screen widget. Check your money anywhere, without showing it to anyone. Subscription renewal reminders Get a heads-up 30 and 7 days before a yearly subscription auto-renews — so a forgotten subscription never charges you by surprise again. Also in this release: • Clearer Financial Health score when you're just getting started • More accurate receipt scanning • A friendlier first-time setup for notifications • Portuguese translation reviewed and improved • Bug fixes and polish throughout

Bug fixes and improvements. • Fixed an issue where categories could appear duplicated after an iCloud sync — all your transactions and history are preserved. • Fixed recurrence frequency labels (Daily, Weekly, Monthly, etc.) not appearing in Portuguese.

The Insights tab is no longer a dashboard. It's a coach. NEW IN 1.4 • Financial Health Score (0–100) — one composite number that answers "Am I OK?" in 0.5 seconds • Weekly Move — every week, one prescriptive action picked from your real data: pay this card, audit this subscription, watch this category • Real Hourly Wage — converts every dollar into hours of your life worked. The most behavior-shifting metric in personal finance, and unique to ucm • Runway — months your savings cover at current expenses, with benchmarks from the FI canon ALSO IMPROVED • iCloud sync working across all your devices • Budget category rows now tap into a filtered transaction history • Currency picker added to onboarding • In-app language toggle now updates instantly — no restart needed • Confirmation before deleting goals (with contribution count) • Recurring transactions ask "just this one" or "all future" before deletion • PIX payment chip only shown for BRL users • Dozens of smaller polish wins • Widget

Brazilian Portuguese is here! Plus, the Pro experience just got tighter — every premium feature now consistently shows you exactly when you'll need to upgrade. Smaller polish across notifications, reset, and the privacy policy page.