Sprout Saver: Kids Allowance

Teach kids smart money habits

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Tired of tracking your kids' allowance in your head? Tired of digital IOUs because you never carry cash? Worried that handing an 8-year-old a debit card teaches swiping, not saving? Meet Sprout Saver — the virtual family money app that teaches kids ages 6–16 how to earn, save, spend, and give. The money is virtual, but the habits are real — built for the years when habits form and your guidance still matters most. NO REAL MONEY, NO RISK Other family money apps hand kids a real debit card. Sprout Saver is different. Kids practice every money decision with virtual currency, so mistakes teach lessons instead of costing dollars — and the built-in curriculum does the teaching for you. By the time your child is ready for a real card, they already know how to use it. THE HABIT LOOP THAT BUILDS REAL SKILLS • Earn — Allowance, chores & bonuses give money a source, not just a handout • Sort — Split into Save, Spend & Give jars so every dollar has a purpose • Commit — Savings goals & the Vault protect priorities from impulse • Request — Spending goes through parent approval, not open-loop access • Learn — 300+ bite-size lessons, games & scenarios built into the money flow • Reflect — Streaks, Saver Stars & progress make growth visible and discussable WHY PARENTS CHOOSE SPROUT SAVER • You stay in control — approve every withdrawal, payout, and goal from one PIN-protected dashboard and Smart Inbox • Automated allowances — funds release only when chores are verified complete • Lesson bounties — assign financial-literacy modules with money rewards attached • Per-child setup — allowance schedules, reward rates, and chore values • One account, multiple kids; co-parent invites for shared oversight • Weekly & monthly digest emails highlighting teachable moments • No ads. No targeted marketing to children. COPPA-compliant data handling. WHY KIDS STAY ENGAGED • Visual Save / Spend / Give jars and animated progress bars make money feel real • The Vault: lock money away to earn Saver Stars and practice patience • Missions, 30+ badges, Saver Stars & 800+ avatar cosmetics — all earned, never bought • 4 standalone financial game worlds for deeper, age-appropriate learning • A 3D customizable avatar that grows with their progress DESIGNED AROUND REAL RESEARCH Built around Cambridge University research showing money habits form by age 7, the Stanford Marshmallow Test on delayed gratification, and youth financial-capability principles from the CFPB and OECD. The Vault applies this directly — kids who lock money away earn Saver Stars and watch patience pay off in real time. PRICING Free forever: up to 2 kids and 1 parent — allowance tracking, chores, savings goals, monthly savings rewards, 300+ lessons and games, Saver Stars, the Vault, and avatar customization. Sprout Saver Pro: 14-day free trial, then $4.99/month or $47.90/year (save 20%). Pro adds unlimited kids and parents, automated allowance rules, lesson assignments with money rewards, custom savings reward tiers, a full family insights dashboard, PDF progress reports, digest emails, CSV export, and priority support. Teach the habits first. Hand over the card later. Sprout Saver Pro is an auto-renewable subscription. Payment is charged to your Apple ID at confirmation of purchase. It automatically renews unless canceled at least 24 hours before the end of the period. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Privacy Policy: https://sproutsaver.com/privacy Terms of Use: https://sproutsaver.com/terms

  • This app’s overall rating was recently reset.

Lessons speak their choices — ages 6–8 now hear each answer choice read aloud as it lights up, so children who can't read yet can play every lesson on their own. • App updates install themselves at safe moments (never mid-game or mid-purchase); Settings shows an "Update ready" button when one is waiting • Lesson scoring is more accurate across every lesson type — score bonuses and the perfect-score bonus now land the way they should, and Saver Stars are never wrongly withheld • Lessons must actually be played to earn stars — tapping straight through no longer pays out (progress is always saved) • New for 13–16s: a stock market simulation — six months, $1,000, and a market that tests your patience • After the grown-up check, the thing you asked for reliably opens — support links, Rate Sprout Saver, and subscription management all follow through • Insights exports hand your PDF to the share sheet properly • Spotty Wi-Fi no longer signs your child out • The app ships with zero third-party analytics or trackers

The developer, kevin cooke, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
kevin cooke
Size
69.5 MB
Category
Education
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPad
    Requires iPadOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
English
Age Rating
4+
  • 4+
  • Made for Ages 6–8

    This app is rated 4+ with content restrictions.

    Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
  • In-App Controls
    Parental Controls
In-App Purchases
Yes
  • Sprout Saver Pro Monthly $4.99
  • Sprout Saver Pro Yearly $47.90
Copyright
© 2026 Kevin Cooke