Savvy - Available balance

Your real available balance

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Savvy shows you what you can really spend, right now. Not your bank balance — which lies mid-month when rent, subscriptions and taxes haven't hit yet. Your true available — already factoring in everything that's coming. — THE IDEA — At the start of every month, Savvy deducts your income, recurring fixed costs and savings transfers. What's left — your available balance — then drops with every real spend. You always know how much you can spend without slipping. — FEATURES — • Available-balance dial: a precision instrument that compares your spending pace to how far through the month you are • Fast entry: three taps to log an expense • Per-category budgets: informational caps that don't pre-deduct from your available balance, but alert when you overshoot • Savings accounts: tracked with monthly transfers and interest projections • Carefully picked default categories (Housing, Food, Transport, Leisure…) • Dark mode, system fonts, maximum legibility • Optional Face ID lock • No account to create, no bank sync, no ads — SAVVY PREMIUM — For more, the Premium subscription adds: • Automatic Apple Pay payment capture • Provisions: monthly set-asides per bucket for big incoming costs (vacation, taxes, the unexpected) • Custom categories: rename, add, nest to fit your life €3.99 / month (7-day free trial), €27.99 / year (save 42%), or €49.99 lifetime "Savie". — PRIVACY-FIRST — Your data stays on your iPhone. Local SQLite. No Savvy backend, no analytics, no ad tracking. End-to-end encrypted iCloud backup is planned for the next version. — LEGAL — Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://savvy-app.fr/en/legal/privacy

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What's new: • Share your Premium subscription across your devices: link a device from the support screen using your customer ID. Fixes: • Editing an expense linked to a provision now correctly updates the provision balance. • A Premium notification no longer appears after subscribing.

Version 1.3.0

The developer, Jeremy Smith, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Jeremy Smith
Size
  • 40.4 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Lifetime Premium $44.99
  • Yearly Premium $24.99
  • Monthly Premium $3.99
  • Learn More
Copyright
  • © 2026 Jérémy Smith
  • Developer Website
  • Privacy Policy

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