Vistro

street-smart finance planning

$2.99

Vistro is a UK planning app that turns your real numbers into a clear picture of when — and how — you could retire. Most apps stop at "save more, retire someday." Vistro help project your pensions, ISAs, property, mortgage, and State Pension year by year, so you can see exactly when the maths works for you. PRIVATE BY DESIGN • All your data stays on your device. Vistro has no servers and can't see your numbers. • No accounts. No tracking. No ads. • Face ID or Touch ID lock available. PLAN YOUR RETIREMENT • Build multiple retirement plans and compare them side by side. See the trade-offs between retiring earlier with less monthly income, versus working longer for more. • Plan by date ("I want to retire at 55") or by lifestyle (Minimum, Moderate, Comfortable, Gold Standard) — Vistro tells you when each target is reachable. • Model early retirement properly with bridge ISAs: select savings accounts to fund the gap between retirement and your pension access age. • Choose your drawdown style — level for steady income, or front-loaded for higher income early on. • See your runway: a year-by-year chart of pension, bridge, and boost balances from retirement to age 90, with a Pot Empty marker if the maths runs short. YOUR MONEY, YOUR PICTURE • Track savings, pensions, properties, mortgages, assets, and liabilities — all in one place. • Net worth projections out to your drawdown horizon. • Property equity tracked with partner ownership splits and mortgage amortisation, including overpayment modelling. • Per-account growth rates: set what you assume for each savings account, pension pot, and property. No hidden defaults. UK-SPECIFIC • State Pension integrated by age and entitlement. • Normal Minimum Pension Age handled correctly — the app knows your access age based on your date of birth. • Tax-free lump sum (25%) modelled with the LSA cap. • Auto-enrolment, salary sacrifice, and additional pension contributions all supported. Vistro is a planning tool, not financial advice. The projections are honest estimates based on the numbers you enter; they don't predict the future. Always consult a regulated financial adviser before making major retirement decisions.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

- Simplified visuals across the entire app, understand your information quicker - Bug fixes and speed improvements - New app icon

Version 1.1

The developer, Daniel Balshaw, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Daniel Balshaw
    Size
    • 16.9 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later.
    • Apple Vision
      Requires visionOS 26.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 Daniel Balshaw
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

    You Might Also Like