Need cash before payday? Get up to $800 with no impact to your credit score.
Rent is short. The car died. A bill landed a week before your paycheck. Future Cash gets you from "I need money" to money in your account — usually in minutes, not days.
Open the app. Set your amount. See what you can get.
GET UP TO $800
Slide to the amount you need, anywhere from $200 to $800. Add a reason if you want, or skip it. Nobody's judging what it's for.
MONEY THAT MOVES FAST
Most people see their options within minutes of opening the app. Depending on which one you take, funds can land in your account as soon as the next business day.
LOOKING COSTS YOU NOTHING
Free to download. Free to see what you can get. No subscription, no membership fee, no monthly charge from Future Cash. Ever.
NO TIPS. NO PRESSURE.
Some apps nudge you toward a "voluntary" tip every single time you take money out. We don't do that. There's no tip screen, no guilt, no default slider set to 15%.
YOUR CREDIT SCORE STAYS PUT
Checking what's available to you doesn't trigger a hard inquiry. Your score is untouched unless you decide to move forward, and you'll be told before that happens.
EVERY NUMBER, UP FRONT
APR, total repayment amount, fees, and timeline are on screen before you commit to anything. No asterisks that turn into surprises three screens later.
KEEP YOUR OWN BANK
No new checking account to open. No direct deposit to reroute. Future Cash works with the bank you already use.
KNOW EXACTLY WHERE YOU STAND*
After you're funded, the app stays useful. A live progress bar shows what you've paid and what's left. Every upcoming payment is listed with its date, amount, and status. Your APR, starting balance, outstanding amount, and next due date sit on one screen — no logging into someone else's website to find them.
*Available through select partners.
BUILT FOR THE MOMENTS THAT DON'T WAIT
Emergency travel. A rent shortfall this one month. A repair bill before payday. A copay insurance didn't cover. Groceries and gas until direct deposit hits. Future Cash isn't interested in why. It's built for getting you options when you need them.
WHO CAN USE IT
You must be 18 or older and a U.S. resident. Available products vary by state.
QUESTIONS
help@futurecashfinance.com
IMPORTANT DISCLOSURES
Future Cash Finance LLC is not a lender and does not make credit decisions. Amounts, rates, terms, funding times, and availability are set by licensed third-party providers and vary by state and eligibility. Approval is not guaranteed, and not everyone who applies will receive an offer.
Annual Percentage Rate (APR). An APR expresses what borrowing costs across a full year, stated as a percentage, and it can include interest along with certain qualifying charges. Depending on your profile and the offer extended to you, APRs on products available through the app may reach as high as 35%. Before you continue with any application, the APR and any fees attached to it will be disclosed to you.
Repayment Terms. How long you have to pay back depends on the provider, the product type, and the rules in your state. As a general matter, repayment windows run from 3 to 24 months, depending on the option you choose and what's permitted where you live. Your payment schedule, exact due dates, and total amount owed are disclosed before you complete an application or accept an offer.
I dont usually leave reviews but this one came in clutch when my car needed gas and payday was still 3 days away. Setup was mostly easy, bank link acted weird once tho.
not bad fr
cyrus madelaine
Was expecting some annoying 20 step signup but nah. Took a few mins. Bank connected first try for me. Money came thru and repayment was easy. prob gonna use again if I need it.
Fake reviews
Rismuva
The 5 star reviews gotta be bots. This app is just like the rest that get your information to share with "lenders"
Horrible
Lee999sunshine
No cash advance
Future Cash just got a little better.
This update includes small improvements, performance enhancements, and refinements across the app for a smoother experience.
Version 1.1
The developer, Future Cash Finance LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More