Cardzen: Credit Card Rewards

Get more from every card

Only for iPhone

Free · In‑App Purchases

iPhone

Try Pro free for 1 month. AI tells you exactly which card to swipe for every purchase. Stop leaving rewards on the table. Cancel anytime. Your cards come with different rewards, credits, and reset dates. Cardzen turns that complexity into the next useful decision. WHICH CARD FITS THIS PURCHASE? Add the cards you already carry, then ask about a store, category, or purchase. Cardzen compares supported reward rates and benefits across your wallet and recommends a card to consider. Check issuer terms for final details. KEEP CREDITS AND BENEFITS IN VIEW With Pro, track statement credits and card benefits, see what is unused or nearing a deadline, and get notifications on your iPhone. Daily Zen delivers personalized morning insights. START WITHOUT LINKING A BANK Cardzen works without a bank connection. Add cards without entering full card numbers or bank login credentials. Recommendations are not sponsored, and Cardzen does not sell your personal data. Review the Privacy Policy for full details. FREE • Add unlimited cards • Explore the full supported card catalog with reward rates and benefits • Ask which card fits a purchase • Use your wallet dashboard and Wallet Guide • Get card renewal reminders • Connect ChatGPT, Claude, and compatible MCP assistants with supported card-catalog and basic wallet tools PRO • Everything in Free • Track credits and benefits with expiring-credit notifications • Take supported actions in chat • Get Daily Zen insights • See credit analytics and your annual recap • Get more chats with the upgraded AI model and live web search • Use premium voice features on iPhone • Get priority support • Use supported Pro MCP tools for credits, reports, statistics, and wallet updates TRY PRO FREE Eligible first-time paid subscribers on iOS can try Pro free for 1 month. Cardzen provides informational guidance, not financial advice. Card details can change; verify consequential terms with the issuer. Terms of Service: https://cardzen.ai/terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cardzen.ai/privacy

  • 5.0
    out of 5
    9 Ratings

Track credits more precisely with exact dollar amounts, including cents. Credit details now have clearer Overview and Tracking views, easier period selection, and more readable progress and streak stats. We’ve also improved iPhone drawer and keyboard behavior, polished accessibility, and clarified AI assistant setup.

The developer, Cardzen, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Search History
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Location
    • User Content
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Cardzen, LLC
Size
20.1 MB
Category
Finance
Compatibility
Requires iOS 16.6 or later.
  • iPhone
    Requires iOS 16.6 or later.
Languages
English
Age Rating
18+
In-App Purchases
Yes
  • Cardzen Pro Annual $29.99
  • Cardzen Pro Monthly $3.99
Copyright
© 2026 Cardzen, LLC