New accounts now sign up with email. Existing users can continue signing in with their phone number. This update also improves signup recovery.

A more robust ledger system for all. Subscription mode refactor.

Your circles, with more to run them. Business Hub Everything you run in one place: earnings, members and payouts. It opens instantly now instead of loading. Your public page Share one link that shows who you are and the circles you run, so new members can join with confidence. Operator reputation Every circle now shows the operator's trust tier and verification, so members can see who they are saving with. Plans and prices See every price tier for Basic and Pro, and the one you are on, so there are no surprises at renewal. Direct invites Invite the exact person you want, instead of sharing a link and hoping. Bring your offline circle over Already running an ajo off the app? Move it across and let collections and payouts run on schedule. Faster on open Your circles are there the moment you open the app. Plus fixes across payments, notifications and account settings.

We refreshed the bottom navigation for a smoother, more responsive feel, with polish and stability improvements throughout. Thanks for using My Ajo!

Thanks for using My Ajo! • Getting started is easier — you can now sign up and explore without an invite. • Joining a circle you've been invited to is smoother — claim your spot even before setting up your account. • Faster, simpler phone verification. • Security and reliability improvements under the hood.