A private finance journal for one person. Track income, expenses, wallets, and net worth by month or year. No account, no ads, no data ever leaves your phone.
Montra is a personal finance journal for one person.
Keep a record of what you earn and spend, sorted by category and viewed by month or year. Track your accounts and net worth too. No goals, no nudges, no subscription.
Your money data stays on your device and in your iCloud Backup. No account, no sign-up, no analytics, no tracking. Nothing about you or your money is ever sent anywhere.
Income and expenses
Add income and expense categories that match how you live. Mark any category as recurrent so it shows up every month without entering it again. Set a fixed amount for standing items like rent, salary, or a regular transfer, and Montra enters it for you each month.
Look back at any past month. Open a category to see every entry. Switch to the year view for the full picture.
Wallets and net worth
Track balances across bank accounts, cash, crypto, and investments. Record a balance whenever you want. Montra carries the last value forward and shows your net worth by month. Each wallet keeps its own currency, and totals convert to your base currency.
Your data
Export everything as a single JSON file any time, and import it back on a new device. Your numbers belong to
you.
Privacy
Your data never leaves your device. Montra runs fully offline. One optional setting, off by default, lets it fetch public exchange rates and coin prices to fill in currency conversions for you. Those requests say nothing about you or your money. Leave it off and Montra makes no network calls at all.
Lock the app with Face ID or your passcode if you want.
What Montra does not do
No budget goals, savings targets, or spending limits. No notifications. No ads. No analytics. No account. Montra records what happened and lets you read it back. That is all.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
Wallets and net worth
Track balances across bank accounts, cash, crypto, and investments. Record a balance whenever you want and Montra carries it forward and shows your net worth by month. Each wallet keeps its own currency and converts to your base currency. Open a wallet to see its balance history as a chart, and view how your money is split across accounts.
App lock
Lock Montra with Face ID or your device passcode.
Version 2.0.0
The developer, Mattia Tollari, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More