ArkFlow turns your bank cards, credit cards, accounts, and asset records into a smooth swipeable personal card wallet.
All your bank and credit cards, together in one beautiful digital wallet. Swipe real card faces—limits, expiry and due dates at a glance.
More than a wallet: every account is auto-totaled into a live net worth you read in a single screen.
Zero servers. Nothing uploaded. Your card data lives only on your device—encrypted and locked behind Face ID.
ArkFlow turns your bank cards, credit cards, accounts, and asset records into a smooth swipeable personal card wallet.
Add bank cards, credit cards, cash accounts, savings accounts, stock accounts, fund accounts, digital wallet accounts, liabilities, and receivables as visual cards. Swipe through them like flipping through a real wallet, review key details, and keep your financial life easier to understand.
ArkFlow is not a traditional expense tracker or a complicated finance dashboard. It is designed for people who do not want to record every transaction, but still want to understand their accounts, debts, assets, repayment dates, and real net worth.
What you can do with ArkFlow:
1. Build your personal asset card wallet
Organize cards, accounts, assets, liabilities, and receivables into one clear card-based view.
2. Swipe through account cards
Browse your financial cards with a smooth, tactile swiping experience. Card-based management feels lighter than spreadsheets or heavy dashboards.
3. Understand your real net worth
Manage cash, savings, credit cards, investments, digital accounts, debts, and receivables together, so you can see what you own, what you owe, and your real net position.
4. Manage credit cards and repayment reminders
Record statement dates, due dates, amount due, total debt, credit limits, fees, and notes. Reduce missed payments and confusion.
5. Import account information from screenshots
ArkFlow supports recognizing account names, account types, and amounts from selected screenshots to reduce manual entry.
6. View your asset structure
Use asset distribution, liability distribution, and account cards to understand where your money is held and where debts are concentrated.
7. Track financial freedom progress
Use freedom indicators and trend changes to make your financial state more visual and intuitive.
Who ArkFlow is for:
- People with multiple bank cards and credit cards
- People managing cash, savings, stocks, funds, digital wallets, and other accounts
- People who want to understand their real net worth
- People who want to reduce missed credit card repayments
- People who prefer a card-based way to organize personal finance information
Privacy:
ArkFlow manages your asset data with a local-first approach. Your financial information is controlled by you.
ArkFlow does not provide banking services, payment services, securities trading, investment advice, lending services, or financial advisory services. It is a tool for recording, organizing, and visualizing personal account and asset information.
ArkFlow is more like a private asset card wallet for your financial life.
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ArkFlow Pro Subscription Information
• ArkFlow Pro offers monthly subscription, yearly subscription, and one-time lifetime unlock options.
The prices above are for the China storefront only. Product names, durations, and prices in other regions are subject to the in-app purchase page and Apple’s purchase confirmation interface.
• Subscriptions are auto-renewable. If you do not cancel at least 24 hours before the end of the current subscription period, Apple will automatically renew and charge your Apple ID.
• Renewal charges will be made within 24 hours before the end of the current subscription period.
• You can manage or cancel your subscription anytime in Settings → Apple ID → Subscriptions.
Privacy Policy: https://arkflow.github.io/arklab-site/privacy.html
Terms of Use (EULA): https://arkflow.github.io/arklab-site/terms.html
ArkFlow turns your bank cards, credit cards, accounts, and asset records into a smooth swipeable personal card wallet.
Version 1.6.1
The developer, 云飞 张, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Purchases
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
Dark Interface
Information
Seller
云飞 张
Size
90 MB
Category
Utilities
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
iPad Requires iPadOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and 6 more
English, French, German, Japanese, Korean, Simplified Chinese, Traditional Chinese