AI Expense Tracker: Spendify
Bills, Spending, Money Manager
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Spending feels invisible until it isn't. Spendify turns the chaos of daily money into a one-line journal you'll actually keep.
Just type what you spent — "coffee 4.50", "groceries 62", "lunch with mom 28" — and Spendify parses it into a clean, categorized entry. No forms. No dropdowns. No receipt photos. Your spending becomes a diary you write in seconds.
THE DAILY SPENDING JOURNAL
Spendify is built around one screen: today. Every expense lives on the day it happened, in the order you logged it. Swipe between days to see the story of your month — not a spreadsheet, a journal.
NATURAL LANGUAGE INPUT
Spendify reads how you actually think about money. "Uber to airport 34" becomes a Transport entry. "Dinner split 3 ways, my share 22" lands exactly right. Vague entries get smart context based on time and place, so "coffee 5" near your usual spot knows what you meant.
CATEGORIES THAT MAKE SENSE
Food, transport, rent, fun, savings — categorized automatically the moment you type. No setup. No "uncategorized" pile to clean up on Sunday night. Customize categories anytime to match how your life is actually organized.
BUDGETS WITHOUT THE GUILT TRIP
Set a monthly target. Spendify shows a single, honest number: how much you have left, today, after everything you've already spent. No red warnings. No "you went over by 4%" alerts. Just clarity.
FIXED EXPENSES ON AUTOPILOT
Rent, subscriptions, gym, phone bill — log them once and Spendify tracks them every month so your variable spending number is always true.
DAILY OVERVIEW, ONE SWIPE AWAY
Slide down from today's journal to see the full picture: category breakdowns, recent trends, where the money actually goes. The analytics live where they belong — adjacent, not in your face.
PRIVATE BY DESIGN
Your money is yours. Spendify uses end-to-end encrypted storage with sign-in, so your data syncs across devices but never sits on a marketing pile. We don't sell anything to anyone.
WHO IT'S FOR
- People who tried YNAB, Mint, or a spreadsheet and gave up after week two
- Anyone who already tracks loosely (in Notes, in their head) and wants the tracking to actually stick
- Freelancers, students, and anyone whose "income" doesn't fit a neat budgeting template
- People who like writing things down — Spendify is closer to a journal than a financial app
WHY NOT JUST A SPREADSHEET
Spreadsheets are great for analysis and terrible for daily input. Spendify is the opposite: ridiculously fast input, gentle analysis. The two-second-to-log threshold is the difference between a habit you keep and a habit you abandon.
SPENDIFY PRO
Spendify Pro unlocks unlimited journal entries, cross-device sync, custom categories, fixed expense automation, and full analytics. Available as a monthly or annual subscription with a free trial. Cancel anytime in Settings.
Type it. Track it. Done.
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Privacy Policy: https://spendify.app/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
Introducing a new way to track your spending!
In this version, we've cleaned up bugs for our users and are trying to deliver an even smoother experience.
The developer, Expensify, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Purchases
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Location
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- RHK Ventures LLC
- Size
- 72.4 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Spendify Pro Monthly $4.99
- Spendify Pro Yearly $29.99
- Spendify Pro Weekly $4.99
- Copyright
- © 2026 Spendify App