myfinance — AI Money Tracker
Receipts, budgets & AI chat
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
myfinance is a privacy-first personal finance app with an AI assistant built in. Track income, expenses, debts, goals, recurring bills, and insurance — then just ask about your money in plain language.
CHAT WITH YOUR FINANCES
• "What did I spend on groceries this month?" — grounded answers from your real data, not guesses
• Log expenses conversationally: "I paid 660 yen for bike insurance monthly" files it in the right place, after your confirmation
• Every AI-proposed entry shows a confirmation card — you are always the final author
SCAN RECEIPTS
• Point the camera at a paper receipt; items, totals, tax, and payment method are extracted automatically
• Built for Japanese receipts (コンビニ・スーパー・レシート) — full-width digits, 合計/小計, faded thermal print
• Works offline with on-device recognition; cloud scanning for tougher receipts
SEE WHAT'S COMING
• 90-day cashflow forecast: card statement debits (締め日・引き落とし日, 分割払い・ボーナス払い supported), recurring bills, insurance premiums, debt minimums, goal contributions
• Budgets with monthly progress, spending breakdowns, and trends
• Insurance expiry warnings with tap-to-call your insurer
• Debt payoff planner: snowball or avalanche, month by month
PRIVATE BY DESIGN
• Your financial records live on your device, not on our servers
• No ads, no tracking SDKs, no selling data — ever
• Face ID lock built in; receipt images auto-delete after 30 days (configurable)
• Card numbers are actively rejected — the app refuses to store them
• Use it instantly with no account; add Sign in with Apple only if you want your credits to survive a device change
LANGUAGES
English, 日本語, Монгол хэл — including yen-first formatting (¥1,234) and Japanese date handling.
AI features use credits. New users get free welcome credits to try everything; credit packs are available as in-app purchases. Everything else — tracking, budgets, receipts on-device, forecasts — is free and works offline.
myfinance is informational and not financial advice. AI output can make mistakes; you confirm every entry before it is saved.
Privacy policy: https://myfinance.zon.mn/privacy
Terms: https://myfinance.zon.mn/terms
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Fixed opening past conversations from your chat history
• Added a close button to the receipt scanner and sign-in screens
• Bug fixes and performance improvements
The developer, Amarsanaa Jargal, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Amarsanaa Jargal
- Size
- 8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 2 more
- English, Japanese, Mongolian
- Age Rating
4+
- 4+
- Copyright
- © 2026 Amarsanaa Jargal
