See where any stretch of time actually went — pick a date range in Insights and every card follows it. • Spent, Earned and Kept, side by side for the range you choose. • Accounts lead with their own currency; the converted value sits below. • Bank sync is faster and no longer stalls the screen while it lands. • The Quick Add button stays put while you scroll.

Money opens faster, even with years of history. • Changing an entry's currency now re-checks its exchange rate — a foreign amount no longer counts as dollars. • The bank-sync indicator stays visible while you scroll, and stops spinning while it's waiting on the bank. • Hide numbers now hides them from VoiceOver too. • Fixed a transfer that could go unsaved, and the month total on the Money card.

Pulse opens right away — no more pause on the first screen. • Sync one bank card straight from the account's menu. • Fixed Insights taps opening the wrong screen, and the category picker losing your place.

Scheduled transactions now link to real entries — cover one from Quick Add, link a bank import to it, or bring back a missed date. • Debts and savings goals get their own cards in Money. • Planning a budget item shows last period's spend. • Faster launch, bank sync and feeds.

Budget items can now roll over — carry what you didn't spend into next month. • Compare spending to a previous period in Insights. • Net worth headline now reads net of debt. • See a live preview of your file while you map columns on import. • Turn any entry into a transfer from its detail screen. • Faster on large ledgers, Hide numbers on Apple Watch, plus amount and transfer fixes.

The biggest Pulse update yet — a new Insights hub, widgets, and a redesigned Money tab. • Insights — a new analytics space: net worth over time with a goal you set and a projected pace, an interactive cash-flow diagram, and spending drill-downs into cash, debt, investments, and expenses. • Redesigned Money tab — faster and smoother, native swipe actions on every row, and balances grouped by currency, type, or liquidity. • Widgets — net worth, upcoming bills, and account balances on your home screen; net worth, budget, and vests on your lock screen. • Add expenses hands-free — with Siri, Shortcuts, or the Action Button. • Stronger import — one-tap presets for YNAB, Revolut, and Wise, multiple files in one go, duplicate detection, and undo. • Prices & Rates — searchable watchlist with intraday sparklines. • Card review — swipe through bank-synced transactions to categorize them fast. Plus many speed, accuracy, and polish fixes throughout.

• Bank transactions now auto-categorize, learning from your corrections. • Tidier Categories screen — collapsible sections and drag to reorder. • Fixed a misleading minus sign on transfers and currency conversions.

• Link a currency exchange in bank review — confirm the two synced statements as one transfer or conversion, not two transactions. Pulse suggests the pair. • Pending bank holds now show as transfer counterparts, labeled “Awaiting bank settlement.” • Budget “Uncategorized” no longer counts transfers or investment cash legs. • Clearer picker for linking or merging transactions.

• Turn a bank-synced transaction into a transfer. • Exchange rates now show in your Main currency, not USD.

• Budget periods now fit your life: match a pay cycle, a set day each month, every two weeks, or a custom length — not just the calendar month. • See where the money really goes — spending outside your plan now shows up as unplanned and uncategorized, so nothing slips through. • Plan a whole category at once, without itemizing every subcategory. • Record which broker or platform each holding is held in. • Income categories now read "earned," not "spent." • More reliable bank sync, smoother activity-feed scrolling, and Main currency fixes.

• Split a transaction into parts, or merge several into one. • Link two entries into a transfer or currency conversion. • Reorder your budget categories to match how you think. • Pulse now warns you if iCloud sync stops reaching your other devices. • Polish, accessibility, and crash fixes.

• Foreign stocks now value at the live exchange rate, not 1:1. • CSV import keeps your own categories. • Monobank syncs your most-active cards first. • Polish and accessibility fixes.

Fixes and finer accuracy. • Imported foreign-currency transactions now use the real exchange rate from their own date, not 1:1. "Recompute import rates" in Settings fixes earlier imports. • Hide Numbers now masks amounts everywhere it should. • Simpler CSV import, plus polish to bank-sync status and budget shortcuts.

Track more of your money, and find it faster. • Bonds & fixed income — add CDs, term deposits, and savings or marketable bonds to your net worth. • Subcategories and a new Categories hub to organize spending and tidy it all in one place. • Saved filter views — filter your Activity, then save and recall the combinations you use most. • A rebuilt CSV import that lets you review and fix every row before anything is saved. • Plus a clearer transaction detail and onboarding polish.

This update polishes the bank-sync experience and adds a few refinements. • Bank sync keeps each account matched to your bank, and the sync sheet now shows the bank's reported balance next to Pulse's own — so any "Balance sync" adjustment is easy to understand. • Spending charts roll the long tail of smaller categories into a single "Other" slice, so every wedge has a matching label. • Loan schedules: choose whether the first payment falls on the start date. • Plus crash fixes and reliability improvements.

Track your debts and sync your bank — Pulse's biggest update yet. • Debt & loans — track money you owe or are owed, build a repayment schedule (annuity, differentiated, interest-only, or lump-sum), and see your projected debt-free date right on the Dashboard. • Bank sync — link your Monobank cards and Pulse imports your transactions automatically, even in the background. Review each one, assign a category (Pulse learns your picks), and pending card holds reconcile themselves on settlement. • Smarter CSV import — bring in any bank's export with a guided column-mapping wizard, import accounts with their balances, auto-detect transfers, and map merchant codes to categories. • Categories everywhere — every transaction now carries its own category, chosen from one unified picker across budgets, accounts, and imports. • Crypto & investments — crypto accounts can now hold crypto, and buy and trade rows show the currency you actually paid in. • Account reminders — alerts for deposit-maturity and debt-settlement dates. • Refreshed Settings — reorganized into clear, easy-to-scan sections. Plus dozens of polish, accessibility, and reliability improvements. Private — your data stays in your iCloud — and multi-currency throughout.

Connect your bank — Pulse now syncs with Monobank. • Monobank sync — link your Monobank cards and Pulse imports your transactions automatically. Review each one, assign a budget category (Pulse learns your picks), and it lands in your ledger. Background sync keeps your balances current. • Account reminders — alerts for deposit-maturity and debt-settlement dates. • Schedule from any transaction — turn a one-off entry into a recurring rule in a tap. • Prices & Rates — live market prices and FX rates, surfaced right from Portfolio and Accounts, in your main currency. • Refreshed Settings — reorganized into clear, easy-to-scan sections. Plus dozens of polish and accessibility improvements. Private (your data stays in your iCloud), multi-currency, free — no ads, no subscriptions.

Pulse 1.2.0 is our biggest update yet — new ways to plan ahead, see your money at a glance, and track every holding. PULSE ON YOUR HOME SCREEN AND WRIST • Home-screen widgets for net worth, budget remaining, and upcoming vests • Apple Watch quick-add: log an expense from your wrist in seconds SHARPER INSIGHTS • Month-over-month spending changes by category, with a plain-language explanation • Spend-pace and day-of-week views in your activity summary • Subscription radar finds recurring charges and turns them into scheduled entries in one tap PORTFOLIO & EQUITY COMP • Track holdings per brokerage account, with a per-broker breakdown and CSV export • Sort holdings by value, gain/loss, or ticker • Grants: a vesting timeline, a what-if price simulator, vested-vs-unvested value, and a withholding estimate FASTER, SMARTER ENTRY • Redesigned Quick-Add leads with the amount and tucks the details away until you need them • Budget-item suggestions from your past notes • Multi-select in your activity feed to delete or recategorize in bulk • A scheduled-transactions overview with expected vs. posted and monthly-equivalent totals SET GOALS, SEE THE FINISH LINE • Savings goals: name a target, pick which accounts count toward it, and watch your progress with a projected hit date • Net-worth projection: see your ETA to reach a target at your current pace • Cash-flow forecast: an early heads-up when upcoming spending is set to outpace your balance LITTLE THINGS • Optional reminder to log recent activity • Hide cents for cleaner, rounder numbers • Edit income/expense on category types directly • Plus accessibility, localization, and backup-restore fixes As always: multi-currency, private (your data stays in your own iCloud), no ads, no subscriptions.