Spendline: Save & Budget

Track spending, find leaks

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Know exactly what's safe to spend today - before the £4 coffees and £14 lunches quietly cost you thousands. Find your leaks. Hit your savings goals. Try free for 3 days. Spendline tells you one number every day: what's safe to spend. Built for people in their 20s and 30s in expensive cities - where £4 coffees, £14 lunches, and £25 nights out quietly add up to thousands a year you never planned to lose. Most banking apps show you what you already spent. Spendline shows you what happens if you keep going - and how to change it. WHAT IT DOES • Splits your monthly income into Bills, Savings, and Spending automatically - so you always know your floor • Finds your "leaks"- the small recurring spends draining thousands a year without you noticing • Shows your safe-to-spend for today, this week, and the months ahead • Builds named savings funds with real goals - and prints you a receipt when you hit one • Maps a debt-free date if you have repayments, at a pace you choose • Refills your spending envelopes every payday, so every month starts clean WHY IT'S DIFFERENT Spendline works from your income and your committed costs - showing you what you can safely spend today without breaking next month. No endless transaction lists. No spreadsheets. Just one honest number and a plan to reach your goals. Thousands in leaks, a real savings habit, and a debt-free date - most people find all three in their first session. PREMIUM Unlocks the full toolkit: leak detection, savings goals with shareable receipts, the debt-free timeline, spending envelopes, and your long-term projection. 7-day free trial, then £5.99/month or £39.99/year. Cancel anytime. Projections are illustrative and not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.getspendline.com/privacy.html

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Big bug fix - payday not working Financekit quality of life changes and improved transaction handling

The developer, Denis Mozhayko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Denis Mozhayko
Size
  • 46.8 MB
Category
  • Finance
Compatibility
Requires iOS 18.4 or later.
  • iPhone
    Requires iOS 18.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 2.4 or later.
Languages
  • English
Age Rating
9+
In-App Purchases
Yes
  • Spendline Premium (Annual) $34.99
  • Spendline Premium (Monthly) $6.99
Copyright
  • © 2026 Denis Mozhayko