Spendwise AI: Expense Tracker
AI Budget & Receipt Scanner
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING
Pay with Apple Pay. Expense logs itself.
Set up once via Apple Shortcuts. Works forever.
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Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline.
SCAN RECEIPTS INSTANTLY
Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically.
IMPORT YOUR BANK STATEMENTS
Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds.
VOICE EXPENSE ENTRY
Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed.
TRACK YOUR EMOTIONAL SPENDING
Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI.
MULTI-CURRENCY TRIP EXPENSES
Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required.
AI FINANCIAL ADVISOR
Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data.
6-MONTH CASH FLOW FORECAST
AI predicts your financial future based on your recurring expenses and income patterns.
COMPLETELY PRIVATE
All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device.
EXPORT TO EXCEL
Export all expenses and income to a formatted Excel file at any time.
FREE TIER: 15 AI interactions/month included at no cost.
PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Improved Apple Pay shortcut import reliability, including better amount parsing for different currency formats. This update also improves recurring transaction notifications and adds clearer Wallet Automation setup guidance.
The developer, ASIF MUHAMMED THADATHIL, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ASIF MUHAMMED THADATHIL
- Size
- 6.5 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 40 more
- English, Arabic, Bengali, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Filipino, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Malayalam, Norwegian Bokmål, Persian, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Slovak, Spanish, Swedish, Tamil, Telugu, Thai, Traditional Chinese, Turkish, Ukrainian, Urdu, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Spendwise AI Pro Yearly $29.99
- Spendwise AI Pro $3.99
- Copyright
- © 2026 Spendwise AI
