WhySpend - Spending Insights

Understand why you spend

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

WhySpend helps you understand the "why" behind your expenses. Stop mindless spending and emotional waste. Dig deeper than raw numbers. iCloud sync. WhySpend — Record not just spending, but how you felt when spending. WhySpend is a minimal expense tracker built around two questions: how much did you spend—and why, in that moment? No asset accounts, no heavy accounting—just clarity on money and mood. Made for people who want to see where their money goes and what emotions drive it. We don’t lecture you to spend less. We help you tell necessity from mood-driven spending, so logging stays light and self-awareness stays real. What you can do • Log in seconds — Tap “+” on the tab bar to record amount, category, and mood • Mood tags — Presets: Pamper Myself, Necessity, Impulse Buy, Retail therapy, Keeping up, Sense of Ritual—plus custom tags • Bill list — Browse by day, week, month, year, or a custom range; spending and mood in one place • Emotion Review — Heat ring, trends, and reports comparing necessity vs. mood-driven spending • Mood spectrum — A color strip of recent moods; long-press to see each expense • Gentle alerts — In-app nudges when emotional spending crosses your threshold, with a cooldown so we don’t nag • Post-purchase check-ins — Mark purchases as worth it, neutral, or regret to sharpen your intuition • iCloud sync — When enabled, syncs to your private iCloud; we don’t run servers that collect your entries • Shareable report posters — Generate a personal mood-spending report to keep or share Every expense can carry the feeling behind it. Start the conversation with WhySpend today. Privacy Policy：https://github.com/jjaammmeess/WhySpend/blob/main/privacy-policy.md Terms of Use：https://github.com/jjaammmeess/WhySpend/blob/main/terms-of-use.md

Ratings & Reviews

  • 5.0
    out of 5
    2 Ratings

· New Emotional energy boundary: set a weekly or monthly budget cap; see your energy level while logging, with a gentle nudge as you near the limit · Now available in French, Spanish, Portuguese (Brazil), Italian, Vietnamese, and Thai · Polished existing translations—less language mixing, clearer wording, more natural to read

Version 1.8.4

The developer, 俊宏 刘, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • 俊宏 刘
    Size
    • 20.5 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    Languages
    English and 11 more
    • English, French, German, Italian, Japanese, Korean, Portuguese, Simplified Chinese, Spanish, Thai, Traditional Chinese, Vietnamese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 俊宏 刘
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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