PayClarity
Finance
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
PayClarity — Fair Bills for Couples & Roommates
Shared bills are one of the biggest sources of tension between couples and roommates alike — and usually it's not about greed. It's that nobody ever made a clear plan.
PayClarity fixes that. Add what each person takes home, add your shared bills, and the app instantly shows everyone their fair share — split proportional to income, evenly, or however you choose. No spreadsheets. No guesswork. No awkward "who owes what" conversations.
HOW IT WORKS
① Add each person's take-home pay — what actually hits the bank after taxes and deductions.
② Add your shared bills — rent, utilities, groceries, subscriptions, anything you split.
③ PayClarity calculates each person's fair share.
④ The Transfer tab shows exactly who should move what, and by when.
BUILT FOR HOW YOU LIVE
Couples — split bills proportional to income so the higher earner isn't penalized and nobody's over-stretched.
Roommates — split evenly and keep your income private. Share the plan, not your paycheck.
Families & households — combine income and plan shared costs together.
FEATURES
Flexible Splitting — Proportional (by income), Equal (50/50), or Custom percentages. Switch anytime.
Keep Your Income Private — Want to share the plan but not your exact pay? Keep your income private to your own device. The split still works; everyone else just sees "private," never the number.
Split One Bill Differently — Most bills follow your household split, but you can override any single bill (great when one person covers their own car or a personal subscription).
Monthly Checklist — A simple checklist each pay cycle: bills transferred, savings moved. Everyone checks off their items as they go.
Money Date — A built-in monthly check-in where everyone reviews the plan, adds notes, and confirms together. See who's confirmed and who's still pending.
Smart Reminders — Payday transfer reminders, bill due-date alerts, and a monthly Money Date nudge. Set once, runs automatically.
Change History — A full log of every income update, bill change, and plan adjustment — no surprises, no "when did that change?"
Household Sharing — Invite the people you live with using a 6-digit code. Everyone sees the same plan, in real time, on their own devices.
Private by Design — Your data is encrypted and accessible only to your household. PayClarity never sells your data or shares it with advertisers.
PAYCLARITY PREMIUM
Upgrade to plan with confidence:
• Cash Forecast — see your running balance 30, 60, and 90 days out and spot tight weeks before they arrive.
• Bill-Risk & Cash-Pressure Alerts — know when bills are due before payday or crowding out everything else.
• Scenario Planning — test "what if" changes before they happen.
• Ad-Free — a cleaner, distraction-free app.
PayClarity Premium is an auto-renewing subscription:
• Monthly — $1.99
• Yearly — $19.99 (best value)
Payment is charged to your Apple ID at confiscription automatically renews unlessauto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the curranytime in your App Store account settings.
Privacy Policy: https://jestermedia.app/payc
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ready to stop guessing and start planning? Download PayClarity free and set up your household in under 5 minutes.
Ratings & Reviews
Bug Fix
The developer, Joshua Adkins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Joshua Adkins
- Size
- 34.4 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.6 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- PayClarity+ Yearly $19.99
- PayClarity+ Monthly $1.99
- PayClarity Premium $3.99
- Copyright
- © 2026